Numbers 2 and 3 would make me especially happy!  There's something not quite right when my private variable interest rate loans are currently at a much lower interest rate than 2 of my fixed interest rate federal loans.  I would love for them all to drop and to be able to consolidate them.

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Starting Score: 732 (EQ)
Current Score: 782! (EQ - 4/12/13); 748 (TU - 5/21/12); 760 (EX - 4/16/12 AMEX pull)
Original Goal Score: 760+ EQ --> decimated!
New Goal Score: 800+ EQ


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