Established Contributor
Posts: 619
Registered: ‎09-26-2011
Re: Direct Loans and Cornerstone both reporting balances

tburns wrote:

So my Installment debt is killing my DTI, I was denied a loan a few months ago due to it. My actual installments should be 18k (10k Car and 8k SL) But on 2 reports it shows I have over 39k installment debt.


I tried to contact Direct loans last month and their response was "We'll continue to reports loans and if a payment is late it will be reported" So apparently they didn't read my message.

Read this page:

Then, contact the ombudsman office.  They were a great help to me (although somewhat slow) when I had the same issue. 

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)