I think your questions would be better suited in its own post.

I don't know all the answers and obviously not many people are responding to my own questiosn so pop up your own post in the SL forum and I'm sure someone who knows the answers will be able to help you.

Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three