Student Loan help... GW, multiple TL's
09-13-2012 09:59 AM
I'm wondering if someone can give me some advice or help me figure how to approach this....
This is what's on my CR. The thing is, I have 4 student loans. Here's how I think they're broken down... by color code. Don't make fun of me... it's the neatest way I could think to organize this.
Keybank, Charged off, $36,122,
AES/Keybank, Transferred to recovery, $0 balance, high balance $26,881
Keybank, Charged off, $34,315,
AES/Keybank, Transferred to recovery, $0 balance, high balance $26,881
KER/GLHEC, outstanding balance $21,638, current, paying as agreed
AES/Wells Fargo, Account closed due to transfer, $0 balance, high balance $31,578
WE EFS, Charged off, $0 balance, high balance $31,579
WE EFS, Settled Less than full balance, $0 balance, high balance $31,578, settlement amount $15,587
Is that considered 8 TL's?
Since only 3 of these show a balance, should I try to GW the other 5? Anyone have experience in this??
---6-month Goal---
620 across the board
---Long-term Goal---
760 across the board
Re: Student Loan help... GW, multiple TL's
09-13-2012 02:43 PM
Forgive my ignorance.... where can I check if they're private or gov loans? I know there's a website out there.... I've looked it up before... just can't remember off the top of my head.
I was hoping to GW them on the basis of them showing a $0 balance. Obviously the loans with balances I'd have to look into rehabbing (sp?)...
---6-month Goal---
620 across the board
---Long-term Goal---
760 across the board
Re: Student Loan help... GW, multiple TL's
09-13-2012 04:07 PM
Ok.... I checked NSLDS.ed.gov..... and now I'm really lost. The numbers I'm seeing on here don't seem to gel with the numbers I'm used to seeing on my CR. I know they won't be exactly the same because of interest, fees, etc. I'm showing 5 loans disbursed over the course of 3 years. Is there anywhere that makes it clear exactly what I've borrow?? And how that connects to the money I now owe??
---6-month Goal---
620 across the board
---Long-term Goal---
760 across the board
