I'm wondering if someone can give me some advice or help me figure how to approach this....

This is what's on my CR.  The thing is, I have 4 student loans.  Here's how I think they're broken down... by color code.  Don't make fun of me... it's the neatest way I could think to organize this.

Keybank, Charged off, $36,122,

AES/Keybank, Transferred to recovery, $0 balance, high balance $26,881

Keybank, Charged off, $34,315,

AES/Keybank, Transferred to recovery, $0 balance, high balance $26,881

KER/GLHEC, outstanding balance $21,638, current, paying as agreed

AES/Wells Fargo, Account closed due to transfer, $0 balance, high balance $31,578

WE EFS, Charged off, $0 balance,  high balance $31,579

WE EFS, Settled Less than full balance, $0 balance, high balance $31,578, settlement amount $15,587

Is that considered 8 TL's?

Since only 3 of these show a balance, should I try to GW the other 5?  Anyone have experience in this??