Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
Re: Charge off Question
This will probably end up being moved to the rebuilding forum... however; my experience is that you can write a letter requesting a settlement. At that time they will either accept or deny or counter offer. You can also offer a payment for deletion of the entire tradeline from your report. Again; the first step is to make contact with the creditor.

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