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Posts: 4,336
Registered: ‎09-06-2008
Re: When Do Paid/Closed SLs Fall Off?

llecs wrote:

Ignore the DOLA because there are a number of factors that can influence that date, even years after it's been paid off. 


In general, positive loans drop 10 years from the date of closure, which is when the loan was paid off.

+1.  Go by the date you know the account was closed.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.