If you were really 120 days late, there's nothing you can do other than to keep trying GW letters. You rarely get success through GW on the first time. Persistence is key. And some lenders just won't budge.
Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13), TU 98 728 (01/06/12), TU 04 728 (lender pull) (01/12/12), EX 742 (lender pull) (01/12/12)
Goal Score: 720Take the FICO Fitness Challenge
