Regular Contributor
Posts: 171
Registered: ‎06-15-2012
Re: WHos the best lender

So to combine the info in your other thread (because it's pretty relevant here):

 

You've been trying to get a private student loan, with no success as yet.
You are nearly maxed for federal loans.

I thought about you quite some time, actually. I worked for a few years at a community college where it wasn't unusual to run into situations like yours. Do you have a back-up plan if you aren't able to get these loans to go to school? Because (and I say this as gently as I can) it's entirely possible that you may not be able to get a loan. Which doesn't necessarily mean that you can't finish your degree, but it does mean you need to think about possible options if you can't borrow the money. Are you able to go part-time so that you can work and pay for school yourself? Do you have a Plan B?

Federal Grad Plus Loans require a credit application, and they are going to be looking pretty hard at your overall debt. You should be aware of that if you are counting on that money for grad school.