Sonic98 wrote:Does it make a difference that on my consolidation application, I have to add them in one by one with the amounts owed as if they are all seperate loans. Even on my Sallie Mae account page it lists them all seperately, I believe even with different acocunt numbers
Make a difference in terms of your credit score? None of the 20 tradelines will go away if you consolidate. They'll be closed and marked that way, but they won't disappear.
