UPDATE!!!!!!!!
ITS FINALLY HAPPENED!!!! I got 3 alerts this morning from equifax on my cell phone when I woke up.....All said "change to exisiting account". I logged in and to my surprise 3 TL's changed to from "120 days late" and "seriously delinquent" to "PAID AS AGREED" dated back to 2004. I am so excited I don't know what to do. I havent checked my score yet....I'm too nervous too. I'm afraid it might not be the big jump I was waiting for and I'll be dissapointed, but I'm gonna have to do it for everyone here who has taken this journey with me....lol. I 'll just have to suck it up. MORE TO COME...........
Starting Score: 435 EX(Fako)508 EQ(Fako)508 TU(Fako)522