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laz98
Posts: 4,335
Registered: ‎09-06-2008
Re: Is Sallie Mae re-aging my debt? (Please help me analyze the data)

Welcome to the forums!  :smileyhappy:

 

It does look like the date that you became delinquent & never caught up again is 12/2010, which is what they are reporting, even though for some reason it says your last payment was in 2007.  The important part of that sentence is "never caught up again."  DOFD is kind of misleading that way :smileysad:

 

Also, if your loan got transferred for some reason, I don't know exactly why your original accounts were closed, the numbers would of course be different, because the amount you owed was less, no extra interest or penalties,  etc.

 

I hope this helps you.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.