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I was required to show 12 months of on time payments.  The IRS  sends a document once a year that s...
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Good morning!  if you PM me I can send you one.  It's got formulas and macro to track everything fo...
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I was in the same boat when I bought my house a couple of years ago.  My LO had me write a letter o...
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Congrats on the upgrade!  My Ann Taylor card, when upgraded to the MC, reported as a new tradeline....
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Hello,   I  closed on my mortgage in September of last year.  My credit report showed a tax lein ...
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For me the deciding factor was the level of responsiveness from the LO.  I sent you a PM with his c...
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My loan guy told me when I was getting ready to close in September of last year, there are 2 states...
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You should be OK if it was disclosed and the payment arrangement is already factored into your DTI....
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Hello and Happy New Year!   I live in the Chicago area and have a very good mortgage guy whose in...
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Congrats!  That is great news and so exciting!!
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Congrats!  Having just gone through it I know how stressful the process is, but congrats on getting...
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I'm closing today with an FHA loan.  My tax liens were released sometime last year after I entered ...
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What an experience this has been!!     I've been looking for a townhouse or a single family house...
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I've had my Target Visa since 2007.  It started with a $3000.00 limit and I have gotten several aut...
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So, my appraisal came in yesterday - "light" in my LO's terms.  The townhouse was listed at $145K. ...
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I did the same thing.  Locked my rate at 3.25% before I signed any of my loan docs and the lock is ...
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I am in the Western suburbs of Chicago as well,  and have an awesome motgage guy located not too fa...
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I'm carrying a $2,700 balance on my Citi card that was issued 6 months ago with a $3,700 limit.  To...
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I have had a Discover card since 2009 and it has been stuck at $1700 since November of 2009.  I req...
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