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Subject	Author	Views	Latest Post	Replies
Should I just give the house back to the bank sinc... - ( ‎05-12-2008 02:25 PM ) Mortgage Loans I lost my job this week for the 2nd time with the same Co. in 4 months and can't expect ever ...	songman50	1069	‎05-13-2008 10:48 AM by Lel	3
Is a Short Sale as bad as a Repo on your FICO scor... - ( ‎05-12-2008 02:24 PM ) Mortgage Loans I have been laid off form my job in the flooring industry for the 2nd time in 4 months. I hav...	songman50	603	‎05-12-2008 02:32 PM by DallasLoanGuy	1
Is a Short Sale as bad as a Repo on your FICO scor... - ( ‎05-12-2008 02:19 PM ) Mortgage Loans	songman50	717	‎05-12-2008 04:44 PM by granny031350	2
Re: What would you offer to settle this collection... - ( ‎11-06-2007 08:40 AM ) General Credit Topics Sylviatob I only have one CA not two. Fortunately the CA has already told me to call them ...	songman50	818	‎11-06-2007 09:06 AM by Sylviatob	1
What would you offer to settle this collection acc... - ( ‎11-05-2007 04:08 PM ) General Credit Topics I have an OC reporting an old collection/chargeoff (opened 09/2001)with orig bal of $5725 now a...	songman50	888	‎11-06-2007 09:06 AM by Sylviatob	4
Re: I now have 2) 30 day lates until 2-28 mod was ... - ( ‎10-31-2007 10:50 AM ) General Credit Topics I am going to call my bank and see if they will remove the 30 day late since it happened after...	songman50	606	‎10-31-2007 10:50 AM by songman50	0
Re: Added my wife to mortgage. Will that help her... - ( ‎10-31-2007 10:29 AM ) General Credit Topics I added her because when I applied for a 2-28 modification, the bank needed to use her income.	songman50	1079	‎10-31-2007 11:20 AM by majesty	4
Added my wife to mortgage. Will that help her est... - ( ‎10-30-2007 02:36 PM ) General Credit Topics My wife credit report shows absolutly nothing! I added her to the mortage, will this will give ...	songman50	1152	‎10-31-2007 11:20 AM by majesty	8
I now have 2) 30 day lates until 2-28 modification... - ( ‎10-30-2007 02:29 PM ) General Credit Topics Before I was perfect (on time)for 24mths(before ARM adjust). My bank finally approved a 2-28 ...	songman50	649	‎10-31-2007 10:50 AM by songman50	1
Re: Should a collect balance be figured in total u... - ( ‎06-25-2007 03:17 PM ) Understanding FICO® Scoring Your right Fraz! 18.2%. For a avg of 33%. Might mind is fried trying to get the refi this mon...	songman50	1400	‎06-25-2007 03:17 PM by songman50	0
Problem getting refi 95% of my $275,000 apprased v... - ( ‎06-25-2007 03:12 PM ) Understanding FICO® Scoring All the lenders we have tried will only refi 90% Loan to Value with a 626 FICO score and at a ...	songman50	1339	‎06-25-2007 07:36 PM by OneMortgageGuy	1
Should a collect balance be figured in total utili... - ( ‎06-25-2007 02:56 PM ) Understanding FICO® Scoring I only have one CC w/ bal of $273/1500 Limit 5.5% util. The problem is my only collection which...	songman50	1406	‎06-25-2007 03:17 PM by songman50	2
Re: Need to shop around for a Balance transfer car... - ( ‎06-08-2007 04:36 PM ) General Credit Topics Tuscany, I thought it was better not to get an AMEX card because the way they report to the CB's...	songman50	1135	‎06-08-2007 09:54 PM by Tuscani	2
Re: New credit applicatiions - ( ‎06-07-2007 03:09 PM ) General Credit Topics I need to find a better interest card than Orchard at 24%! Which one of yours has a decent inte...	songman50	756	‎06-07-2007 03:09 PM by songman50	0
Why am I limited to 100 words and others are not? - ( ‎06-07-2007 02:51 PM ) myFICO® Forums Technical Help I see all kinds of messages over 100 words, but I always am told I only get 100 words for my mes...	songman50	3297	‎06-07-2007 08:57 PM by Tuscani	1
Need to shop around for a Balance transfer card. ... - ( ‎06-07-2007 02:47 PM ) General Credit Topics I don't want a bunch of inquiries on my CR, so does anybody know which card I should apply for...	songman50	1201	‎06-08-2007 09:54 PM by Tuscani	8
Re: What amount should I offer to settle? - ( ‎06-01-2007 02:49 PM ) Understanding FICO® Scoring They valadated it and sent copy of original contract. I am Refinancing this month. I held off ...	songman50	3393	‎06-03-2007 06:23 PM by Timothy	1
Re: What amount should I offer to settle? - ( ‎05-23-2007 02:20 PM ) Understanding FICO® Scoring yes, to no avail.	songman50	3531	‎06-03-2007 06:23 PM by Timothy	3
Re: What amount should I offer to settle? - ( ‎05-22-2007 03:09 PM ) Understanding FICO® Scoring No, 3 more yrs until SOL.	songman50	3562	‎06-03-2007 06:23 PM by Timothy	5
What amount should I offer to settle? - ( ‎05-18-2007 04:03 PM ) Understanding FICO® Scoring As I mentioned yesterday,I have the following CO. The OC charged off at $2,875 bal. The CA s...	songman50	3653	‎06-03-2007 06:23 PM by Timothy	10

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