| Subject | Author | Views | Latest Post | Replies | |
|---|---|---|---|---|---|
|
|
So, my disputes have come back, and several negative items (collections) were deleted. I know un...
| 153 | 0 | ||
|
|
Do I correctly understand this to mean that paying a collection agency will not hurt my score be...
| 3064 | 3 | ||
|
|
From the article: --- Settling debts In the latest versions of the FICO formula, score c...
| 3147 | 2 | ||
|
|
For how long do you feel the sting after paying off a previously reported collection?
| 2403 | 1 | ||
|
|
It may take 30-45 days to see any change on your scores - is it just the utilization that's keep...
| 2696 | 2 | ||
|
|
If these are all federally guaranteed loans, you can easily consolidate them into one loan once ...
| 1849 | 6 | ||
|
|
FOAD. Clever. We can hope. Here's the draft text of my letter to the CA. Please let me ...
| 1109 | 2 | ||
|
|
FOAD? I live (and lived) in Washington, and I double checked the address of the store, which...
| 1820 | 2 | ||
|
|
Sorry, CA is Cascade Collectors, Inc., of Salem, OR.
| 1832 | 3 | ||
|
|
I am trying to see if they are licensed in Washington. Though both I and the merchant to whom t...
| 1866 | 0 | ||
|
|
I sent a PFD letter to a creditor for a couple of 2003 bad checks that I wrote. They have writt...
| 1903 | 14 | ||
|
|
I understand the PFD for collections, wasn't sure if the same principal was also true for non-co...
| 1933 | 4 | ||
|
|
The the status change to late when you ran the report, runner? I'm thinking if I have an old cl...
| 1938 | 1 | ||
|
|
In a similar vein, I sent off GW letters for a couple of old late payments on closed accounts. ...
| 1999 | 1 | ||
|
|
It is particularly frustrating, because I believe the creditor to be providing them the same, co...
| 1210 | 0 | ||
|
|
They listed a phone number where I could call for additional information. It only provides the ...
| 1223 | 1 | ||
|
|
I have my scorewatch alerts set to inform me of inquiries. I haven't, though, received any aler...
| 2679 | 1 | ||
|
|
I submitted an online dispute last week to Experian for a credit card that was discharged in my ...
| 1256 | 4 | ||
|
|
Does anyone know a good source for locating the Statutes of Limitations periods for each state? ...
| 952 | 1 | ||
|
|
If I have several collections items, is it the quantity of the collections accounts or the valu...
| 1052 | 2 |

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


