Community:
Forum
Blog

valley_man0505's Posts

Subject	Author	Views	Latest Post	Replies
US Bank now offering EX scores to internet banking... - ( ‎07-22-2011 01:10 PM ) General Credit Topics I just received the following email: Credit Scores are Now Available for U.S. Bank Internet B...	valley_man0505	675	‎07-22-2011 02:27 PM by kjm79	4
Re: Can CA sell debt after receiving a C&D letter? - ( ‎07-22-2011 12:46 PM ) Rebuilding Your Credit O6 wrote: valley_man0505 wrote: O6 wrote: I didn't catch which state you are in or t...	valley_man0505	221	‎08-09-2011 07:35 AM by valley_man0505	9
Re: Can CA sell debt after receiving a C&D letter? - ( ‎07-22-2011 07:28 AM ) Rebuilding Your Credit O6 wrote: I didn't catch which state you are in or the concept of the debt, but I would not ...	valley_man0505	234	‎08-09-2011 07:35 AM by valley_man0505	11
Re: Help! A 58 point drop on Equifax!! What did I ... - ( ‎07-22-2011 07:15 AM ) Rebuilding Your Credit The first thing you should do is get a copy of all 3 reports and compare them side by side. Obviou...	valley_man0505	295	‎07-23-2011 07:01 AM by ailanna	1
Loan getting transferred to Sallie Mae--effect on ... - ( ‎07-22-2011 07:02 AM ) Student Loans I have a student loan with Citibank that I have been paying on for 6 years (never late). I just re...	valley_man0505	919	‎03-31-2013 05:54 AM by anniev2	4
Re: Can CA sell debt after receiving a C&D letter? - ( ‎07-22-2011 06:57 AM ) Rebuilding Your Credit llecs wrote: Unfortunately a C&D won't stop them from selling the debt. They feel the debt is v...	valley_man0505	242	‎08-09-2011 07:35 AM by valley_man0505	13
Re: Can CA sell debt after receiving a C&D letter? - ( ‎07-19-2011 06:53 AM ) Rebuilding Your Credit LIGHTNIN wrote: Unless you can prove this debt is not yours, the CA can keep selling the debt o...	valley_man0505	455	‎08-09-2011 07:35 AM by valley_man0505	15
Can CA sell debt after receiving a C&D letter? - ( ‎07-18-2011 12:21 PM ) Rebuilding Your Credit I recently wrote a Cease & Desist letter to a CA for a debt that is past SOL. In fact, I don't bel...	valley_man0505	489	‎08-09-2011 07:35 AM by valley_man0505	29
Re: Credit unions increasingly offer high-rate pay... - ( ‎06-03-2011 07:59 AM ) Credit in the News beamMEup wrote: Very interesting! This article reminded me of my USBank Checking Account Ad...	valley_man0505	341	‎06-03-2011 08:29 AM by beamMEup	1
Re: Gap insurance refund after refinancing??? - ( ‎05-25-2011 08:55 AM ) Auto Loans Thanks for the input everyone--you confirmed what I thought was going on after I did my research. ...	valley_man0505	14862	‎03-20-2013 09:54 AM by johnsonranchers	3
Gap insurance refund after refinancing??? - ( ‎05-23-2011 07:49 AM ) Auto Loans Two years ago, I bought a truck from a local dealership. The vehicle was financed through Wachovia...	valley_man0505	15022	‎03-20-2013 09:54 AM by johnsonranchers	14
Re: Trying To Ruin Your Ex's Credit Score Is Not A... - ( ‎05-10-2011 08:20 AM ) Credit in the News My fiance has an estranged father who we believe periodically pulls her credit reports--we just hav...	valley_man0505	737	‎06-15-2011 09:57 PM by O6	3
Re: Which Credit Card Company Pulls TU Only? - ( ‎05-10-2011 08:15 AM ) Credit Cards Hooters pulled TU for me	valley_man0505	961	‎05-10-2011 07:02 PM by mescobedo	0
Re: Need Advice On CA - ( ‎04-27-2011 02:30 PM ) Rebuilding Your Credit Tmac7631 wrote: Why is it everytime I send a CA a pay for delete letter, they in turn send me a...	valley_man0505	110	‎04-27-2011 04:00 PM by Tmac7631	1
Re: Verizon (wireless)/ Afni Collections, Inc. - ( ‎04-27-2011 02:16 PM ) Rebuilding Your Credit lannette14 wrote: Many have had success with emailing recoveryteam@afni.com and asking for a PF...	valley_man0505	946	‎04-27-2011 02:58 PM by dengel81	2
Re: Easier approval with Alumni cards? - ( ‎04-25-2011 11:43 AM ) Credit Cards valley_man0505 wrote: I may get somewhat of an indicator. I applied today for the alumni card ...	valley_man0505	81	‎04-25-2011 11:43 AM by valley_man0505	0
Re: ey pull Re: My first Wal Mart CLI denial - ( ‎04-18-2011 11:38 AM ) Credit Cards gbishere wrote: walmarts cli start at 6 months but the first one tends to be the biggest cli yo...	valley_man0505	225	‎04-18-2011 11:38 AM by valley_man0505	0
Re: My ex-wife strikes again!! - ( ‎04-18-2011 11:35 AM ) Rebuilding Your Credit Trust me, I talked to many lawyers about paying the bills from her surgery and I was SOL. Not sure...	valley_man0505	217	‎04-18-2011 03:30 PM by beamMEup	1
Re: Easier approval with Alumni cards? - ( ‎04-18-2011 11:28 AM ) Credit Cards I may get somewhat of an indicator. I applied today for the alumni card through Capitol One. I wi...	valley_man0505	100	‎04-25-2011 11:43 AM by valley_man0505	1
Re: Easier approval with Alumni cards? - ( ‎04-13-2011 01:53 PM ) Credit Cards DI wrote: Those cards have the same criteria for approval as any other BOA cards. I had an alu...	valley_man0505	516	‎04-25-2011 11:43 AM by valley_man0505	7

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.

FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.