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Re: AAAARRRRGGGGHHHH!!!! med collection drops and... - ( ‎06-17-2008 04:49 PM ) Understanding FICO® Scoring I am resurrecting this thread with some happy news. That med collection I mentioned has drop...	Phouchg	3853	‎06-18-2008 10:29 PM by RobertEG	2
Re: upon death who is responsable for payment of d... - ( ‎06-17-2008 07:45 AM ) Credit Cards about 10 years ago when my brother's wife's father died, he had over $30,000 in credit card debt...	Phouchg	2179	‎09-23-2008 03:41 AM by dorcastrilling	10
Re: AAAARRRRGGGGHHHH!!!! med collection drops and... - ( ‎06-02-2008 04:56 PM ) Understanding FICO® Scoring My EX is ~60 pts below EQ and TU. I have a med collection from 2001 ($85) which is only on EX....	Phouchg	4081	‎06-18-2008 10:29 PM by RobertEG	4
EX lists 2 years of Hard INQs - shouldn't they onl... - ( ‎06-02-2008 12:46 PM ) Understanding FICO® Scoring My EX report lists 2 years worth of hard INQ. I though that only the last 12 months affected you...	Phouchg	727	‎06-02-2008 12:47 PM by haulingthescoreup	1
Re: When do I close my sub-prime cc's? - ( ‎06-02-2008 12:38 PM ) Credit Cards cheddar wrote: You will, however, see an immediate revolving utilization ...	Phouchg	896	‎06-03-2008 08:10 PM by ferferhess	5
"accounts opened in past year" - impact on score? - ( ‎05-23-2008 04:21 PM ) Understanding FICO® Scoring I started my credit rehabilitation in April 2007. In April, May and June I opened up a total of ...	Phouchg	1787	‎06-11-2008 06:58 PM by Boscoe	34
Re: one baddie ready to drop - ( ‎05-21-2008 08:41 AM ) Credit Cards I have one small medical collection from 2001 ($85) that is scheduled to drop off in August. I...	Phouchg	524	‎05-21-2008 05:10 PM by lisac	1
Re: All of these AMEX threads are killin' me!!!! - ( ‎05-21-2008 08:37 AM ) Credit Cards I don't see why people worry about F/R. Yeah it sucks when you get cut off (happened to me on va...	Phouchg	803	‎05-21-2008 03:07 PM by haulingthescoreup	1
Re: CAP1 Backdoor for CLI? - ( ‎04-22-2008 07:27 PM ) Credit Cards Worked for me. Have had this account about 6 months at 1000 CL. Mentioned that I wanted to "take...	Phouchg	881	‎04-22-2008 07:27 PM by Phouchg	0
Re: Re-registering with GEMb for your Chevron/Tex... - ( ‎04-04-2008 07:26 PM ) Credit Cards yes there is a new website - looks a lot like other GEMB sites (I have Sams Club and Lowes). ...	Phouchg	602	‎04-05-2008 07:13 AM by Sylviatob	0
Re: AMEX green shows credit limit online - ( ‎03-06-2008 11:07 AM ) Credit Cards Even though there is no "pre-set" spending limit there is apparently an "exposure limit" which i...	Phouchg	2120	‎03-06-2008 11:16 AM by concorduser	1
AMEX green shows credit limit online - ( ‎03-06-2008 08:15 AM ) Credit Cards Checked my AMEX green card online this morning. Instead of reading "No Pre-Set Limit" like it no...	Phouchg	2197	‎03-06-2008 11:16 AM by concorduser	5
AMEX Charge Card - way to get actual spending limi... - ( ‎02-19-2008 08:02 AM ) Credit Cards I know the AMEX charge cards say "no pre-set spending limit". But apparently there is a secret l...	Phouchg	889	‎02-19-2008 06:16 PM by Marvintran	9
grant & weber - med collections - won't respond to... - ( ‎02-18-2008 01:48 PM ) General Credit Topics (accidentally posted in wrong forum - this is where it belongs!!) I have an old $85 medi...	Phouchg	959	‎03-05-2008 01:26 AM by ngerasimatos	2
Grant & Weber - med collections - won't respond to... - ( ‎02-18-2008 07:31 AM ) Understanding FICO® Scoring I have an old $85 medical collection from Grant & Weber for an X-ray I had in November 2001. It ...	Phouchg	717	‎02-18-2008 08:35 AM by Timothy	1
Re: Secured Cards - Can You Be DENIED??? - ( ‎01-01-2008 07:40 PM ) Credit Cards "Whew! I'll never understand why banks/ CCC's don't step in and shut things down a lot sooner, a...	Phouchg	1592	‎01-02-2008 02:41 PM by BlackandBlue	0
Re: BANK OF AMERICA Visa Signature Card - Anyone h... - ( ‎12-29-2007 08:30 PM ) Credit Cards I wish I had a BofA signature visa. I have the Chase Marriott Signature Visa. I did get 2 free r...	Phouchg	6066	‎02-13-2013 11:14 AM by YahComb	0
In 2008 I resolve - NO HARD INQUIRIES!! - ( ‎12-29-2007 08:25 PM ) Credit Cards Anybody else want to join me? Let's get our scores UP by saing NO to new apps and hard inqs!! ...	Phouchg	1164	‎12-31-2007 01:11 PM by MidnightVoice	14
Citi ExxonMobil - reporting yet? - ( ‎12-22-2007 03:46 PM ) Credit Cards I just got a nice CLI to $2,000. I know Citi took over GEMB's portfolio earlier this year. Has a...	Phouchg	870	‎12-24-2007 11:14 AM by cobra19	5
Re: Don't Close Fee Charging CC until you talk wit... - ( ‎12-22-2007 03:41 PM ) Credit Cards I did this with WF financial Visa - it's a subprime card (was 23.24 APR). I called and threatene...	Phouchg	866	‎12-24-2007 07:46 AM by SWISSOATL	1

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