Subject Author Kudos Views Latest Post Replies
This is a topic with new unread messages
I would talk with the original creditor first see if they will accept payment in full in exchange f...
0 166 2
This is a topic with new unread messages 0 27 0
This is a topic with new unread messages
Pay for delete is the first choice. If you pay the account without getting an agreement to pay for ...
0 522 2
This is a topic with new unread messages
With the spike in utilization and did you open any new accounts as well during that time? If so tha...
0 360 4
This is a topic with new unread messages
The dormant account was not fully factored / if at all into your score while it was dormant. When y...
0 113 0
This is a topic with new unread messages
I think Capital One sold the debt to Portfolio RC they it is being reported.  On the medical debt c...
0 322 4
This is a topic with new unread messages
Call the service and explain to them that they sent the account to a collection agency and have the...
0 177 4
This is a topic with new unread messages
Talk to the hospital billing department and see what they can do help you.
0 430 9
This is a topic with new unread messages
It does not matter if the collection was internal to the company a third party service it is still ...
0 103 1
This is a topic with new unread messages
The best way to fix the isue is to remove him/her from the card(s) you have added him/her to. There...
0 448 2
This is a topic with new unread messages
The link below should help answer the question   http://www.scoreinfo.org/FICO-Scores/Pages/Score...
0 236 0
This is a topic with new unread messages
I cannot believe any company can be that stupid but live and learn.  If I understand correctly AMEX...
0 222 1
This is a topic with new unread messages
Did you obtain any credit while living outside the US ?  If so see if Capital One can use this cred...
0 334 3
This is a topic with new unread messages
Is the word Open in the account type? If so it is not referring to wether or not the accout is open...
0 221 0
This is a topic with new unread messages
The scores used most commonly for morgage loans are   Experian FICO V2 Trans Union FICO v04 Equ...
0 448 5
This is a topic with new unread messages
Here is a link that sould help you   http://www.scoreinfo.org/FICO-Scores/Pages/Score-Factors.asp...
0 183 0
This is a topic with new unread messages
Check your score  reason on the two reports (41 point increase and 45 point decrease) the score rea...
0 333 1
This is a topic with new unread messages
It sounds like the loan officer has used a FICO simulator called Credit Xpert.  The best and most a...
0 267 0
This is a topic with new unread messages
Credit limits impact the FICO score to the degree that it helps your credit utilization other than ...
0 105 2
This is a topic with new unread messages
Look at the score reasons on your husbands report and see if any of the four reasons reference a se...
0 125 0

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.