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This is a topic with new unread messages
Here is a link to the FICO guide to score reasons.   http://www.scoreinfo.org/overview-of-fico-sc...
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This is a topic with new unread messages
I would talk with the original creditor first see if they will accept payment in full in exchange f...
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This is a topic with new unread messages 0 144 0
This is a topic with new unread messages
Pay for delete is the first choice. If you pay the account without getting an agreement to pay for ...
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With the spike in utilization and did you open any new accounts as well during that time? If so tha...
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This is a topic with new unread messages
The dormant account was not fully factored / if at all into your score while it was dormant. When y...
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This is a topic with new unread messages
I think Capital One sold the debt to Portfolio RC they it is being reported.  On the medical debt c...
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This is a topic with new unread messages
Call the service and explain to them that they sent the account to a collection agency and have the...
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This is a topic with new unread messages
Talk to the hospital billing department and see what they can do help you.
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This is a topic with new unread messages
It does not matter if the collection was internal to the company a third party service it is still ...
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This is a topic with new unread messages
The best way to fix the isue is to remove him/her from the card(s) you have added him/her to. There...
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This is a topic with new unread messages
The link below should help answer the question   http://www.scoreinfo.org/FICO-Scores/Pages/Score...
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I cannot believe any company can be that stupid but live and learn.  If I understand correctly AMEX...
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This is a topic with new unread messages
Did you obtain any credit while living outside the US ?  If so see if Capital One can use this cred...
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This is a topic with new unread messages
Is the word Open in the account type? If so it is not referring to wether or not the accout is open...
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This is a topic with new unread messages
The scores used most commonly for morgage loans are   Experian FICO V2 Trans Union FICO v04 Equ...
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This is a topic with new unread messages
Here is a link that sould help you   http://www.scoreinfo.org/FICO-Scores/Pages/Score-Factors.asp...
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This is a topic with new unread messages
Check your score  reason on the two reports (41 point increase and 45 point decrease) the score rea...
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This is a topic with new unread messages
It sounds like the loan officer has used a FICO simulator called Credit Xpert.  The best and most a...
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This is a topic with new unread messages
Credit limits impact the FICO score to the degree that it helps your credit utilization other than ...
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