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When you pulled your credit report from TU and MY FICO did you used the same name, address and SSN?...
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The inquires and the new account(s) from the app spree are factoring into the decision.  The inquir...
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If you have other late payments on your credit report that are in the same time frame as those bein...
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By suffix you mean generation code like JR SR etc. If so that is why you have two files with TU als...
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A tri merge does not affaect socres. What is different about a trimerge report is the tradeslines  ...
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I would say no the util will have more impact than AAoA on the score.
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A couple of changes in the score the number days on student, auto and mortgages is increased from 1...
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First I would verify that the account is still good ( an open account). If so use it the amount spe...
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I asked if you were looking at the accout type field most of the time it will say revolving or inst...
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If the open is in the account type field it is not referring to the account being open or closed. O...
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When you say it is reporting you mean that it is on a credit report that you have? If thsi is not t...
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Not apping will help no new inquires to hurt the score and allow the new cards to age  and increase...
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I would continue working on your credit first and forget CLI's for now. As your credit picture impr...
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What I would suggest doing is look at a credit report that shows the FICO score reasons. The reason...
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Do you have a credit report from Experian that reports the trade line in question?
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Below is a link to the FICO score factor guide. Also, included is a explanation of the reasons one ...
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Congrats  and nice work on fixing  your credit keep up the good work.
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For the most part they agree in what they are reporting it is a paid charge off. Not sure what diff...
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