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Re: Need to understand my options - ( ‎08-01-2012 08:41 AM ) Mortgage Loans There is no "shut off date" for FHA streamline refis... you can do one anytime. There were changes ...	cdtotten	588	‎01-02-2013 08:08 AM by superdeluxe	3
Re: Need to understand my options - ( ‎07-31-2012 07:23 AM ) Mortgage Loans You can do an FHA streamline refi if you want to. Monthly MIP may be higher than what your original...	cdtotten	698	‎01-02-2013 08:08 AM by superdeluxe	6
Re: Cash Call Mortgage? - ( ‎07-31-2012 07:20 AM ) Mortgage Loans Read the details... not nearly as appealing as it would seem. Right now, that rate was only for ref...	cdtotten	325	‎07-31-2012 08:18 AM by seigex	1
Re: Whats wrong with TU?? - ( ‎07-12-2012 10:25 AM ) General Credit Topics Disputing will just make your situation worse. TU is notorious for being the last CRA to update the...	cdtotten	782	‎08-10-2012 08:33 PM by drkaje	1
Re: Auto Loans - ( ‎07-12-2012 10:23 AM ) Auto Loans Biggest issue is past auto history. Most dealerships use auto-enhanced scores, so with those past i...	cdtotten	416	‎07-12-2012 02:39 PM by Pirate	0
Re: Thoughts, advise, comments...please - ( ‎06-28-2012 06:34 AM ) Auto Loans Those interest rates for the CU are extremely high for someone with 700+ scores. Most CUs are offer...	cdtotten	148	‎06-28-2012 06:34 AM by cdtotten	0
Re: Changing Payment Method - ( ‎06-20-2012 06:32 PM ) myFICO® Product Feedback No change in due date.	cdtotten	176	‎06-20-2012 06:32 PM by cdtotten	0
Re: ****Dumb Question Alert!!!!! But what are co... - ( ‎06-20-2012 10:27 AM ) Mortgage Loans Consessions are an offering from the seller to pay for some/all of your closing costs up to the all...	cdtotten	406	‎06-21-2012 08:54 PM by DallasLoanGuy	2
Re: myfico.com scores vs. kroll factual data or si... - ( ‎06-20-2012 06:53 AM ) General Credit Topics FYI: Most mortgage lenders pull TU-04, not the TU-98 sold on this site. There are a few, but they a...	cdtotten	360	‎06-20-2012 08:05 PM by calltc1983	0
Re: Mortgage lender pull,TU 92 points lower than M... - ( ‎06-19-2012 12:55 PM ) Mortgage Loans The TU score sold on this site is a TU-98 Fico score. The version used by most lenders is TU-04. Th...	cdtotten	718	‎06-20-2012 10:08 AM by tooleman694	8
Re: equifax says 8% util neg factor? - ( ‎06-19-2012 06:14 AM ) Understanding FICO® Scoring You are correct, but the closer to 1% you get, the slightly better (minimal at best). When FICO doe...	cdtotten	401	‎06-21-2012 05:28 PM by Revelate	0
Re: Conditions Question...Help! - ( ‎06-15-2012 10:43 AM ) Mortgage Loans Doing a search for conditions on this board will yield hundreds of things. Conditions can be anythi...	cdtotten	267	‎06-15-2012 11:04 AM by magistra	2
Re: Refinance Options? Currently at 5.25% - High D... - ( ‎06-15-2012 10:42 AM ) Mortgage Loans Yes, you could do a FHA streamline refi that wouldn't require any verification of credit/new apprai...	cdtotten	297	‎07-02-2012 10:46 AM by beegeez	2
Re: Please help what do I do? - ( ‎06-14-2012 11:20 AM ) Mortgage Loans This is very common. When you start applying for mortgages, debt collectors will start reporting ol...	cdtotten	525	‎06-15-2012 01:46 PM by johnwantsahouse	0
Re: Leasing new auto Dec. 2012 - ( ‎06-14-2012 06:45 AM ) Auto Loans Leasing is much harder to qualify for than purchasing a car, but with scores above 700, shouldn't b...	cdtotten	289	‎06-14-2012 06:45 AM by cdtotten	0
Re: How do I get a better loan? - ( ‎06-13-2012 06:43 AM ) Auto Loans The new loan dropped your score for a couple reasons: 1. Inquiries - this is the minor side eff...	cdtotten	279	‎06-13-2012 10:44 PM by Revelate	1
Re: I am so confused. FHA or conventional ? PLEASE... - ( ‎06-13-2012 06:39 AM ) Mortgage Loans Everyone's situation is different. In your case, getting financed via conventional with even a slig...	cdtotten	206	‎06-13-2012 06:39 AM by cdtotten	0
Re: Refinancing - Would I be a fool? - ( ‎06-11-2012 07:29 AM ) Auto Loans Lowering your interest rate while additionally lowering your payment term would significantly lower...	cdtotten	434	‎06-16-2012 04:41 PM by marty56	0
Re: Single premium mortgage insurance? - ( ‎06-05-2012 08:03 AM ) Mortgage Loans Single premium mortgage insurance (or upfont only mortgage insurance) is available here on most loa...	cdtotten	971	‎06-05-2012 05:05 PM by LondonMassey	0
Re: Refi in my name only. - ( ‎06-04-2012 11:46 AM ) Auto Loans Revelate wrote: You're currently at 6% APR on your auto loan? At a 637 keep it and count your ...	cdtotten	294	‎06-08-2012 05:38 PM by Lasardo	1

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