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Subject	Author	Views	Latest Post	Replies
Re: BEST&EASIER Alliant,USAA? - ( ‎08-26-2012 12:00 AM ) Credit Cards visorboy1974 wrote: Agree that initial CLs are not great with Alliant, but I went from $500 to $...	OptimalFICO	286	‎08-26-2012 02:25 AM by webhopper	0
Re: OMG 119 point increase on TU! faints - ( ‎08-25-2012 11:50 PM ) Rebuilding Your Credit Lasardo wrote: That's great! Once you start making payments you should see an improvement. ...	OptimalFICO	125	‎08-25-2012 11:50 PM by OptimalFICO	0
Re: Making very old debt go away - ( ‎08-25-2012 11:48 PM ) Rebuilding Your Credit So you didn't get the $1K, but the fact you don't have to waste anymore time on the matter and your...	OptimalFICO	275	‎08-26-2012 12:54 AM by rckstrscott	2
Re: Credit Scoring 101 - START HERE! - ( ‎08-23-2012 08:33 PM ) Understanding FICO® Scoring Shouldn't the guidance be changed regarding scores between 720 and 750 being suitable? I have recent...	OptimalFICO	2360	‎04-12-2013 12:10 PM by creditimproved40points	2
Re: Ideal time to make the monthly payment? - ( ‎08-23-2012 07:38 PM ) Credit Cards I respectfully, but vehemently disagree with Koop10010. This has not been true of my experience in ...	OptimalFICO	155	‎08-24-2012 05:30 AM by CreviceTool	2
Re: Ideal time to make the monthly payment? - ( ‎08-23-2012 03:40 PM ) Credit Cards I agree, great discussion. Another point is that sometimes life happens and one might need to appy ...	OptimalFICO	250	‎08-24-2012 05:30 AM by CreviceTool	5
Re: Best Banking Options (Savings/Checking)? - ( ‎08-23-2012 03:33 PM ) General Credit Topics Kalamazoo2714 wrote: Looks like you should try Lake Michigan. Credit Union,but they do a hard pu...	OptimalFICO	363	‎08-23-2012 03:52 PM by jsucool76	0
Re: Best Banking Options (Savings/Checking)? - ( ‎08-23-2012 03:20 PM ) General Credit Topics Here are some more actual email and chat responses: "edited An Interest Checking account can be...	OptimalFICO	365	‎08-23-2012 03:52 PM by jsucool76	1
Re: Best Banking Options (Savings/Checking)? - ( ‎08-23-2012 02:47 PM ) General Credit Topics LOL Welcome to my world. I've been asking via their Online secured email so that I would have the r...	OptimalFICO	268	‎08-23-2012 03:52 PM by jsucool76	2
Re: Chase hard pulled me after my GW conversation!... - ( ‎08-22-2012 08:17 PM ) Rebuilding Your Credit Good for you!	OptimalFICO	94	‎08-23-2012 10:06 AM by migo13	1
Re: I just cannot seem to get out of the 500's - ( ‎08-22-2012 08:15 PM ) Rebuilding Your Credit llecs wrote: OptimalFICO wrote: .....both the OC and CA can report a balance, but the Date ...	OptimalFICO	182	‎08-23-2012 06:34 AM by whitefish	1
Re: Best Banking Options (Savings/Checking)? - ( ‎08-22-2012 08:10 PM ) General Credit Topics It would be nice to get official confirmation right?! I keep getting conflicting responses... some ...	OptimalFICO	304	‎08-23-2012 03:52 PM by jsucool76	4
Re: Ideal time to make the monthly payment? - ( ‎08-22-2012 08:07 PM ) Credit Cards Roarmeister wrote: OptimalFICO wrote: Note, the recommendation of many to keep balances bel...	OptimalFICO	340	‎08-24-2012 05:30 AM by CreviceTool	1
Re: I just cannot seem to get out of the 500's - ( ‎08-22-2012 07:55 PM ) Rebuilding Your Credit whitefish wrote: I went bad on several credit cards 4 plus years ago....every few months they g...	OptimalFICO	193	‎08-23-2012 06:34 AM by whitefish	4
Re: Ideal time to make the monthly payment? - ( ‎08-22-2012 06:45 PM ) Credit Cards CreviceTool wrote: jsucool76 wrote: Lenders usually report right around your statement cut ...	OptimalFICO	455	‎08-24-2012 05:30 AM by CreviceTool	5
Re: Best Banking Options (Savings/Checking)? - ( ‎08-22-2012 06:31 PM ) General Credit Topics Did you open a savings account, checking or both?	OptimalFICO	312	‎08-23-2012 03:52 PM by jsucool76	6
Re: Question about credit reporting. - ( ‎08-22-2012 06:30 PM ) Rebuilding Your Credit JSterling596 wrote: I believe that the Express Credit Card is reporting from what I can tell. ...	OptimalFICO	104	‎08-22-2012 06:30 PM by OptimalFICO	0
Re: Credit Builder Information. - ( ‎08-22-2012 06:17 PM ) Rebuilding Your Credit Thanks for taking the time to post about this, it's helpful info and a great option for many folks....	OptimalFICO	780	‎09-11-2012 06:39 PM by llecs	3
Re: Quick overview / guidance for rebuilding - ( ‎08-21-2012 10:36 PM ) Rebuilding Your Credit rckstrscott wrote: Judegments: I have 2 judgements on my record. One is state tax lien $12...	OptimalFICO	564	‎02-22-2013 11:36 AM by rckstrscott	1
Re: Quick overview / guidance for rebuilding - ( ‎08-21-2012 10:14 PM ) Rebuilding Your Credit Sladyesq wrote: I went back and read many of your post. I'm impressed. What are GW letters...	OptimalFICO	568	‎02-22-2013 11:36 AM by rckstrscott	8

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