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Hi - I was able to resolve the issue directly with Monarch.  I finally called a manager, explained ...
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Thanks for all the input.  My question is this:  When I made the agreement with Monarch in January,...
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I signed an agreement with Monarch Recovery in January to make payments towards what I owe Citi Ban...
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Citi has already sold it off and it's currently with Monarch Recovery.  That's who I'm dealing with...
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I am negotiating a payment plan with Citi.  A settlement is out of the question at the moment.  I w...
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Thanks for responding - yes, I made a mistake here.  My DTI should be okay.  It's the credit card...
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I have 718 on Equifax and 700+ on the other bureaus.  Have high credit card usage.  I see a lot ...
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Have a 728 Equifax - just applied to NFCU for an auto loan.  Was turned down by DCU and PENFED a...
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