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For the ratios you would not use your current rent.  You would use the monthly housing payment for ...
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FlagDownRR wrote: As unreliable as I find CK, I am actually pretty impressed with the new updat...
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Make sure one of the cards reports zero and the other card less than a $20 balance to optimize your...
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Divadivine25 wrote: Anyone else notice a change in the score listed on CreditKarma? Looks like ...
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Try a community or regional bank in your area.  Try a CU. Also try https://www.farmbureaubank.com/ ...
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tjacks wrote: Also my lo stated that she has to receice a file number from FHA. Can someone exp...
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If you are working with a mortgage broker and not someone that actually underwrites and funds their...
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Taylor814ce wrote: Started new career 6 month ago. From a pilot to Construction woker....so yea...
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Check some lenders in your area. The two red flags I see are: 1) the size of the land is 10 acres a...
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Agree with the others, income is a key factor for mortgages. It can be any type of income, but you ...
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If your lease really ends the end of April, get pre-approved now. It takes time to find a place, ge...
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Agree that 620 for conventional is where the market is now. 660 sounds like a lender overlay. IME I...
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So the current mortgage payment will be counted against you in your total debt ratio and the income...
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hoosier812 wrote: I guess I should have putt more info in my first post....I have 3 other cards ...
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Hopeforchange wrote: Don't pay off the collections, hmmm.  See we talked to the bank a little o...
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TRC_WA wrote: ..... Thanks to you both for the info...  I didn't think to question it be...
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djshifted wrote: I have so far only talked to two loan officers, though I'm getting the impress...
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Sounds like a dream file to me! You won't have any issues and if you do, find another lender
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Irish80 wrote: StartingOver10 wrote:  They make more on the back end in the F&I departmen...
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