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There are two DTIs - front and back. Front is the limit to your monthly payment associated with you...
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My wife and I have filed Chapter 7 (or the attorney will be filing as early in October as possible)...
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  APPROVING BANK: America Honda Financial BUREAU PULLED: TU CREDIT SCORE: Mine EQ 640 / TU 63...
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We're in the market for a new car and was hoping that I could get some help. Our FICOs are:   Min...
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Sorry, I meant just the closing cost as opposed to the total amount of the closing. The closing cos...
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I was hoping that someone might chime in on this. Here is what I'm looking at   My credit scores ...
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Same boat here. They responded to the DV and I've sent them 2 PFDs but no response to either of the...
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What are they saying the debt is for? They had a Verizon account of mine that turned out to be my e...
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Have you DVed the Arrow accounts? I got mine deleted but the balance was only a couple of hundred d...
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Quicken Loans is:   With Quicken Loans, you can now qualify for an FHA loan with a credit score a...
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So I've sent two DVs to Midland and they haven't responded (which I know they don't have to) being ...
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Awesome. So all I can do is PFD for an amount that they don't have to validate - so basically they ...
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Which is why I asked the initially questions. I know all this. I know that, since it's outside of t...
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Yeah here is the FTC Opinion on it   II. "Is it permissible under the FDCPA for a debt collector ...
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If the DV was outside of the 30 day dunning though am I screwed? I've never heard from Calvary and ...
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So I have now sent 3 DV letters to Midland and Calvary, all CRRR and they still have not responded ...
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 In January of this year, we had fallen behind on our payments as a result of my wife losing her j...
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They are registered as a collection agency with the Illinois Department of Professional Regulation....
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I guess I considered retaining a "law firm" who then sent me a letter stating "this is an attempt t...
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Yeah I knew that they didn't have to respond to the DV but when they have never even sent a dunning...
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