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I inadvertently tried the "tiny balance" approach in February. I charged $27 on a card I hd not us...
| 468 | 0 | ||
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In August 2010 my overall debt was about $104,000. In September my FICO score topped out at 816, w...
| 877 | 4 | ||
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I recently used an AmEx card that I had not used for several months - possibly six. I had been tol...
| 742 | 1 | ||
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I would like to see the spreadsheet. I just had my score drop six points because I PAID OFF MY MOR...
| 3794 | 1 | ||
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I have six cards, three NPSLs and three that do report a limit. I have finally reached the point w...
| 1973 | 2 | ||
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I like the idea of a lien on the property, if the lender could maintain the lien for as long as nec...
| 1970 | 0 | ||
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I have tried to reply to several posts, but my posts never appear as such. They always appear at t...
| 1362 | 3 | ||
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Could you please enlighten me on the definition of "balance" as used on the board? I thought it wa...
| 1686 | 7 | ||
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The account was zero while dormant. I charged $20 on 4 August and sent payment to the CCC on 8 Aug...
| 803 | 0 | ||
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I just had mine drop because I used a card that had been dormant for more than three months. It wa...
| 895 | 2 | ||
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Just happened to me today, and not for the reasons most have mentioned. Since I live on my VISA, a...
| 936 | 1 | ||
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| 1706 | 18 | ||
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I signed up for Score Watch because I wanted to see just how my FICO score was being managed. So f...
| 903 | 3 | ||
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Thanks for the clarification. My only cards are with Citi, and I guess I will keep it that way. M...
| 2515 | 0 | ||
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FICO and the credit bureaus have no information on the details of your accounts. I took out a card...
| 2557 | 3 | ||
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FWIW, I think I finally have a workable solution. I switched the closing dates on my cards to the ...
| 1594 | 0 | ||
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It gets better. For over fifteen years now (and long before I knew anything about FICO or how it i...
| 1685 | 1 | ||
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I have called and emailed Citibank more than a dozen times trying to get them to do something about...
| 1735 | 3 |

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