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I inadvertently tried the "tiny balance" approach in February.  I charged $27 on a card I hd not us...
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In August 2010 my overall debt was about $104,000.  In September my FICO score topped out at 816, w...
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I recently used an AmEx card that I had not used for several months - possibly six.  I had been tol...
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I would like to see the spreadsheet.  I just had my score drop six points because I PAID OFF MY MOR...
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I have six cards, three NPSLs and three that do report a limit.  I have finally reached the point w...
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This is a read-only topic with new unread messages
I like the idea of a lien on the property, if the lender could maintain the lien for as long as nec...
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I have tried to reply to several posts, but my posts never appear as such.  They always appear at t...
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This is a topic with new unread messages
Could you please enlighten me on the definition of "balance" as used on the board?  I thought it wa...
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This is a topic with new unread messages
The account was zero while dormant.  I charged $20 on 4 August and sent payment to the CCC on 8 Aug...
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I just had mine drop because I used a card that had been dormant for more than three months.  It wa...
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This is a topic with new unread messages
Just happened to me today, and not for the reasons most have mentioned.  Since I live on my VISA, a...
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This is a popular topic with new unread messages 1706 18
This is a topic with new unread messages
I signed up for Score Watch because I wanted to see just how my FICO score was being managed.  So f...
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Thanks for the clarification.  My only cards are with Citi, and I guess I will keep it that way.  M...
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FICO and the credit bureaus have no information on the details of your accounts.  I took out a card...
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FWIW, I think I finally have a workable solution.  I switched the closing dates on my cards to the ...
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It gets better.  For over fifteen years now (and long before I knew anything about FICO or how it i...
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I have called and emailed Citibank more than a dozen times trying to get them to do something about...
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