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This is a read-only topic with new unread messages
Paying any of the ones reporting without a delete could lower his score by making the negative appe...
0 191 3
This is a read-only topic with new unread messages
I used NACA to buy my home last year, I was approved two years after my BK was discharged.   Whil...
0 226 1
This is a read-only topic with new unread messages
Remember they will go by the "mid-score" so if EQ is your lowest it will be ignored.
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This is a read-only topic with new unread messages
I tried after receiving a solicitation and was denied for BK7.  My BK was filed 8/2009 and discharg...
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This is a read-only topic with new unread messages 0 233 1
This is a topic with new unread messages 0 831 2
This is a read-only topic with new unread messages
If you're blacklisted, the letter won't reference a CRA, it will say something like "prior experien...
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This is a read-only topic with new unread messages
It seems to me this is redating.  They either cannot report, or must repost with the correct date. ...
0 216 1
This is a topic with new unread messages
I don't think a local BOFA person will be involved, it's a national program between NACA and BOFA. ...
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This is a topic with new unread messages
This doesn't really give enough information and in all things related to scoring YMMV.   When you...
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This is a popular topic with new unread messages
NACA has two programs - Home Save and Home Buyer.   For Home Save NACA has contracts with many le...
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This is a popular topic with new unread messages
I closed last April (just about 13 months ago) and I pay the $50 monthly.  When I was ready to clos...
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This is a read-only topic with new unread messages
Are you sure the phone calls are for this item?   I had a problem for more than two years with ca...
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This is a read-only topic with new unread messages
It may be best to document this as the answer if you have answer the question.  It seems to me that...
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This is a popular topic with new unread messages
Yes, it's $20 a year for membership.  Then $50 a month when you have your loan, that goes to the Ne...
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This is a popular topic with new unread messages
I think it's worth it, but it's $20 a year not $20 a month for membership.   I would transfer the...
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This is a topic with new unread messages
I don't think that's going to work unless you can advance the money, but $100K up front seems extre...
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This is a read-only topic with new unread messages
USAA can be very conservative.   I'm a full member with BK discharged 11/2009 (no loss to USAA). ...
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This is a topic with new unread messages
Before I filed, on advice of my attorney, I opened a new account at a bank I had no debt with, and ...
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This is a topic with new unread messages
What NACA office are you working with?   Your approach seems correct, here are some suggestions: ...
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