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Subject	Author	Views	Latest Post	Replies
How to sell house not reaffirmed in BK 7? - ( ‎02-24-2013 09:58 AM ) Bankruptcy I was discharged with BK 7 in 5-2011. I did not reaffirm my house but continue to live in it and ha...	carolina98	204	‎02-24-2013 12:15 PM by chasmith	1
Re: Just took my first step!!! - ( ‎02-22-2013 06:43 PM ) Bankruptcy I was physically ill about filing, a true nervous wreck. I felt great shame and embarrassment. I'm ...	carolina98	545	‎03-16-2013 08:13 PM by Scupra	0
Re: Student Loan payments during Chapter 7 - ( ‎02-22-2013 06:42 PM ) Bankruptcy I have student loans. They were not inclued in BK. You should pay them to keep them current. But ch...	carolina98	572	‎05-22-2013 08:03 PM by sewinlove	0
Wells Fargo not BK friendly - ( ‎10-20-2012 11:53 AM ) Bankruptcy I'm 1 yr 5 mo. past Chpt 7 discharge with an Exp. score of 680. I have a student loan with Wells Fa...	carolina98	938	‎11-07-2012 02:37 PM by jnjinfl	5
Re: Bankruptcy or Not? - ( ‎11-20-2011 12:06 PM ) Bankruptcy Your creditors may well sue you if you don't pay them. If that happens, BK may be too late for you,...	carolina98	347	‎11-20-2011 12:06 PM by carolina98	0
Re: when to stop paying on stuff before filing ch7 - ( ‎10-22-2011 09:05 PM ) Bankruptcy That's a good point. You can't show preferential treatment in paying your creditors before BK, and ...	carolina98	486	‎10-22-2011 09:05 PM by carolina98	0
Re: when to stop paying on stuff before filing ch7 - ( ‎10-20-2011 09:18 PM ) Bankruptcy I kept my bills current up to filing. Can't say it helped me any with my score. It may help if anyo...	carolina98	525	‎10-22-2011 09:05 PM by carolina98	0
Re: Cleaning up Credit Report post BK - ( ‎10-02-2011 07:21 PM ) Bankruptcy You can see your Experian credit report free when you sign up for Quizzle. I think Equifax may of...	carolina98	919	‎01-27-2012 06:36 AM by Lil_Me	1
Re: i am considering bankruptcy - ( ‎09-12-2011 06:56 PM ) Bankruptcy You're welcome! You might try negotiating directly with your creditors and avoid credit counsel...	carolina98	470	‎09-12-2011 06:56 PM by carolina98	0
Re: Pay off BK accounts to improve score? - ( ‎09-07-2011 06:58 PM ) Bankruptcy Good suggestion! You're probably right.	carolina98	616	‎09-12-2011 03:36 PM by fdholmes1	0
Re: Pay off BK accounts to improve score? - ( ‎09-07-2011 04:00 PM ) Bankruptcy My BK attorney advised me if I wanted to pay the accounts after BK I was free to do that. He didn't...	carolina98	624	‎09-12-2011 03:36 PM by fdholmes1	2
Re: Sell home, remove Bk degrogatory acct from CR? - ( ‎09-07-2011 03:55 PM ) Bankruptcy I would like to note again that all 3 credit bureaus are duly noting all my payments on my mortgage...	carolina98	203	‎09-07-2011 03:55 PM by carolina98	0
Re: i am considering bankruptcy - ( ‎09-05-2011 11:05 PM ) Bankruptcy Hello, I know your debt must feel overwhelming. I can relate to that because I filed BK six mon...	carolina98	553	‎09-12-2011 06:56 PM by carolina98	2
Re: Considering BK? FICO told me if you file BK pa... - ( ‎09-05-2011 10:49 AM ) Bankruptcy Chasmith, thanks for your advice. I only have one CC currently. I'll go to my CU, where I bank, thi...	carolina98	519	‎09-07-2011 12:17 PM by kjm79	1
Re: Sell home, remove Bk degrogatory acct from CR? - ( ‎09-05-2011 10:37 AM ) Bankruptcy My mortgage is the only IIB creditor I have that shows my payment history on all credit bureaus. TU...	carolina98	640	‎09-07-2011 03:55 PM by carolina98	4
Re: Sell home, remove Bk degrogatory acct from CR? - ( ‎09-05-2011 10:25 AM ) Bankruptcy While I many not get "paid as agreed" (even though I have no late payments), it seems I could get "...	carolina98	642	‎09-07-2011 03:55 PM by carolina98	0
Re: Sell home, remove Bk degrogatory acct from CR? - ( ‎09-04-2011 02:07 PM ) Bankruptcy I am currently making payments on the home. If I sell it and pay off the loan, how does the bank st...	carolina98	671	‎09-07-2011 03:55 PM by carolina98	2
Sell home, remove Bk degrogatory acct from CR? - ( ‎09-04-2011 01:31 PM ) Bankruptcy If I sell my home and pay off the loan balance, will that remove my mortgage a derogatory BK accou...	carolina98	678	‎09-07-2011 03:55 PM by carolina98	12
Pay off BK accounts to improve score? - ( ‎09-02-2011 10:45 PM ) Bankruptcy I was advised by a TransUnion rep that credit scores are connected to how many accounts were includ...	carolina98	685	‎09-12-2011 03:36 PM by fdholmes1	8
Considering BK? FICO told me if you file BK paying... - ( ‎09-02-2011 07:22 PM ) Bankruptcy I had an excellent payment history going into BK and paid my bills up to filing BK.. I had many acc...	carolina98	573	‎09-07-2011 12:17 PM by kjm79	4

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