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Checked my FICO credit score, today 11/16/2013, and it shows 668. I'm almost three years past BK. I...
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Capital One bought Orchard and it closed my credit card account rather than issue me a Capital One ...
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I was discharged with BK 7 in 5-2011. I did not reaffirm my house but continue to live in it and ha...
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I was physically ill about filing, a true nervous wreck. I felt great shame and embarrassment. I'm ...
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I have student loans. They were not inclued in BK. You should pay them to keep them current. But ch...
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I'm 1 yr 5 mo. past Chpt 7 discharge with an Exp. score of 680. I have a student loan with Wells Fa...
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Your creditors may well sue you if you don't pay them. If that happens, BK may be too late for you,...
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That's a good point. You can't show preferential treatment in paying your creditors before BK, and ...
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I kept my bills current up to filing. Can't say it helped me any with my score. It may help if anyo...
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You  can see your Experian credit report free when you sign up for Quizzle.  I think Equifax may of...
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You're welcome!   You might try negotiating directly with your creditors and avoid credit counsel...
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My BK attorney advised me if I wanted to pay the accounts after BK I was free to do that. He didn't...
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I would like to note again that all 3 credit bureaus are duly noting all my payments on my mortgage...
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Hello,   I know your debt must feel overwhelming. I can relate to that because I filed BK six mon...
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Chasmith, thanks for your advice. I only have one CC currently. I'll go to my CU, where I bank, thi...
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My mortgage is the only IIB creditor I have that shows my payment history on all credit bureaus. TU...
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While I many not get "paid as agreed" (even though I have no late payments), it seems I could get "...
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I am currently making payments on the home. If I sell it and pay off the loan, how does the bank st...
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If I sell  my home and pay off the loan balance, will that remove my mortgage a derogatory BK accou...
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