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since they are already paid, start sending good will letters to these companies to try and get them...
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 I don't know anything about filing fraud reports if it's not yours,,maybe someone else can chime i...
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What is the drop off date ? Everyone's credit profile is different. I had 2 collections on mine and...
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I was hoping it was going to be one of the easier ones. Did you send a DV directly to Penn? If it i...
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Who is the CA? some are better to work with than others. A front line rep may tell you they don't d...
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the dates you have listed, are they the dates the accounts were opened or date of first default? if...
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You can send them a goodwill letter after you pay it off and see if they will remove it. I don't th...
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How old is this account? was it in default in 2006?
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I have 4 cards with Commenity. My VS did not give me a cli until my 9th statement. I hit the luv bu...
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 I was able to get a mortgage with a paid state tax lien showing on my report. How old is the BK? I...
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They had a charged off HSBC account of mine. I tried like crazy to get a PFD from them but they sto...
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I was able to have some old addresses removed ( 15+ years old) with EQ and TU by calling them. I di...
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I settled an account with a CA and it updated the 1st time to show the difference between what I pa...
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Have you contacted Equifax yet? My sister had a BK from 04 and all the ones that were marked IIB fe...
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My brother-in-law just went through this same situation a little over a month ago. If you can't pay...
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Update: I sent a DV to Midland on Feb 27th,( well within the 30 days, I got their first contact let...
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I have sent numerous goodwills by mail with no response, so thought I would try by email. Does anyo...
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You got me!  There was a case in 2008, Hill vs American Express http://caselaw.findlaw.com/ga-court...
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Make sure that in your state that credit cards are considered open-ended accounts. In Georgia they ...
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Hi! I have been working really hard to repair my credit and have gone from a fico EQ 554 to 643 in ...
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