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I'm hardly an expert, and I'm sure it depends on how your purchase contract was written...but I bel...
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Lender-pulled scores for my mortgage pre-approval were EQ 792, EX 790, TU 781.    I can only comm...
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It should be mentioned that if your loan processor/clerk/consultant is handing over a confusing fil...
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Sounds like the main reason for denial is the DTI. It will be tough to obtain a typical HELOC/HELOA...
893 1
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Why were they denied? Are the delinquent taxes showing as a lien on their home? If so, that's proba...
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Someone can correct me if wrong, but it's what the law considers a "reasonable amount of time" to m...
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OP, YMMV depending on the creditor. Typically, as others have said, it will be when they normally r...
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Whoops! If one of the mods could move this to the Mortgages forum, would be much appreciated, thank...
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A quick search did not come up with very many results for this: does anyone have any experience (wh...
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YMMV and it depends on the lender. I am a mortgage underwriter at a credit union (Conventional Fann...
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Successful Discover CLI from $12k to $14k via the luv button. OK, that's it, I'm really done with t...
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I too applied in branch and was an instant approval. 
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Update - well, it looks like the Chase Amazon went through as well. Despite what I was told on the ...
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Beginning January 10, 2014, QM (Quality Mortgages) for lenders kicks in, and is one of the requirem...
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Well, I did it again. Went against the normal advice of not applying for any new credit prior to a ...
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Creditaddict:    Including the Fidelity Amex, I had a total of 9 credit cards, with limits listed...
360 2
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Figured I'd document another experience with a Fidelity Amex CLI. Account opened in April earlier t...
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Wow, has it really been nearly two years since I've paid attention to the myFICO fitness challenge?...
367 1
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You might run into occupancy issues. What are you doing with the home that you inherited, and how f...
783 6
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First off, no one can guarantee a loan. That being said, try a local credit union. Assuming everyth...
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