| Subject | Author | Views | Latest Post | Replies | |
|---|---|---|---|---|---|
|
|
PS: Just BEING on this part of the forum, again, makes me want to apply for something. It's like ...
| 720 | 1 | ||
|
|
I forgot to ask - isn't it weird that they didn't do income verification???? Didn't confirm it, n...
| 728 | 2 | ||
|
|
They use what is listed on the credit report. They didn't bat an eye when I went through the process...
| 250 | 5 | ||
|
|
Academy Mortgage goes down to 620, but if you can get just a few more points, you will be happier.
| 631 | 0 | ||
|
|
It took WF 3 months to report our mortgage.
| 343 | 2 | ||
|
|
I file separately to keep the low payment. When I first signed up, I only claimed 2 as I thought I...
| 183 | 4 | ||
|
|
09Lexie wrote: Thank you for sharing and I'm glad you took back control. Hopefully, others wi...
| 822 | 0 | ||
|
|
Yes, you always get 0% with carecredit, it just varies how long they give you to pay it off before i...
| 35 | 0 | ||
|
|
I came to MyFico in 2011 to fix my credit and buy a house. I lived here on the forum. Once the ho...
| 877 | 28 | ||
|
|
Hello! I remember those days for you. I wasn't sure what happened. But see? It all worked out l...
| 143 | 0 | ||
|
|
Hi, Mauve! Yes, I remember! It seems like just yesterday, but also forever ago. We were so lucky...
| 438 | 6 | ||
|
|
I just asked this same question in a new post. You would have to pay the appraisal out of pocket to ...
| 230 | 0 | ||
|
|
We bought our house for 150K 8/2011. We pay 4.75% interest - FHA. I would think my house woul...
| 514 | 10 | ||
|
|
Its going to take years to recover from the damage to your AAoA from this. FICO says only apply for ...
| 215 | 3 | ||
|
|
I think it was a good idea to see where you are. Be sure to get a copy of the credit reports they sa...
| 156 | 0 | ||
|
|
It won't help your debt ratio if you're talking about buying another house, because the loan officer...
| 134 | 0 | ||
|
|
OOPS, I see it's JANUARY. That's not good. Try PFD.
| 413 | 8 | ||
|
|
What does it say is the DOFD = Date of First Delinquency? This is probably a ghost junk collector...
| 413 | 0 | ||
|
|
MYFICO sells Equifax, not Experien, FYI.
| 152 | 0 | ||
|
|
I also went to college and had 12 different Sallie Mae loans reporting until I consolidated after I ...
| 137 | 1 |

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


