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bdhu2001 wrote: The Guide's 1st post needs to be updated ... IMO, it needs to be redone fro...
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Awoke at 2:57. Logged into Verizon Wireless and had the confirmation in hand within a few minutes. ...
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Focus on repair. Even if you add a new credit account it wouldn't mean your score would rebound. Re...
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Somewhere along the way a creditor you applied for and/or an account was opened via a new creditor ...
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bdontexoma wrote:   (Month/YR) #1 – 8/2009-8/2010 (student loan) #2- 9/2010-4/2011 (student ...
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In the US, the Fair Credit Reporting Act determines how long a late can report (7 yrs). But that's ...
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If you don't mind me asking, do you have enough info to generate a FICO score?   Here's the minim...
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Welcome!   For the ones paid or settled, try sending GW letters to those creditors either asking ...
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If you disputed with one CRA, like EX, then obviously EX would delete. They deleted either because ...
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So you bought all 3 reports via myFICO today, right? If you did so, you should have seen each repor...
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Don't put any faith into that score because it isn't a FICO. There had been times in the past where...
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At my peak I belonged to 4 CUs (guess I still belong to them even though I only actively use one). ...
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The scores offered via Equifax.com on their 3-in-1 products are not FICO scores (they are FAKOs) an...
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Only dispute items that you positively know are not yours and/or are incorrectly reporting. If paid...
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Some on here had success via calling them. I'd add that to your snail mail attempts.
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The negative referenced would be due to the added late. Absent a PFD, they always add a late in the...
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There wouldn't be too much improvement after 6 months of use because of the BK. But if she doesn't ...
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Lenders don't use that score. Certainly don't rely on it. Your corresponding FICO could easily be 2...
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AAoA wouldn't change since closed accounts still factor into that.
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