Subject Author Views Latest Post Replies
This is a topic with new unread messages
Focus on repair. Even if you add a new credit account it wouldn't mean your score would rebound. Re...
43 0
This is a topic with new unread messages
Somewhere along the way a creditor you applied for and/or an account was opened via a new creditor ...
52 1
This is a topic with new unread messages 205 0
This is a topic with new unread messages
bdontexoma wrote:   (Month/YR) #1 – 8/2009-8/2010 (student loan) #2- 9/2010-4/2011 (student ...
213 2
This is a topic with new unread messages
In the US, the Fair Credit Reporting Act determines how long a late can report (7 yrs). But that's ...
60 0
This is a topic with new unread messages
If you don't mind me asking, do you have enough info to generate a FICO score?   Here's the minim...
161 1
This is a topic with new unread messages
Welcome!   For the ones paid or settled, try sending GW letters to those creditors either asking ...
243 1
This is a topic with new unread messages
If you disputed with one CRA, like EX, then obviously EX would delete. They deleted either because ...
199 0
This is a topic with new unread messages
So you bought all 3 reports via myFICO today, right? If you did so, you should have seen each repor...
169 3
This is a topic with new unread messages
Don't put any faith into that score because it isn't a FICO. There had been times in the past where...
526 2
This is a topic with new unread messages
At my peak I belonged to 4 CUs (guess I still belong to them even though I only actively use one). ...
160 3
This is a topic with new unread messages
The scores offered via Equifax.com on their 3-in-1 products are not FICO scores (they are FAKOs) an...
117 0
This is a topic with new unread messages
Only dispute items that you positively know are not yours and/or are incorrectly reporting. If paid...
237 0
This is a topic with new unread messages
Some on here had success via calling them. I'd add that to your snail mail attempts.
205 1
This is a topic with new unread messages
The negative referenced would be due to the added late. Absent a PFD, they always add a late in the...
177 0
This is a topic with new unread messages
There wouldn't be too much improvement after 6 months of use because of the BK. But if she doesn't ...
201 1
This is a topic with new unread messages
Lenders don't use that score. Certainly don't rely on it. Your corresponding FICO could easily be 2...
670 1
This is a topic with new unread messages
AAoA wouldn't change since closed accounts still factor into that.
353 0
This is a topic with new unread messages
Did you buy or pull your EQ from somewhere to confirm there weren't any added public records?
289 1
This is a topic with new unread messages
The only consideration here is utilization. Once the card reports $0 and closed, then it is forever...
392 0

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+