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"Be aware that the mortgage industry is standardised on the FICO04 score model which does factor in...
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pizzadude wrote: mrgoattoo wrote: You're correct that adding an AU to one of your accounts ...
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You're correct that adding an AU to one of your accounts will not affect your FICO score.  On older...
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yoreljm wrote: Less than 30 days after paying my  chargeoff, I got a preapproved offer from BoA...
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I have three step children from a previous marriage and the daughter from that marriage and her hus...
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Huh....well this might explain why Ive been unable to get the free EQ report myself the last 2 year...
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Membersince2013 wrote: The cards are with Amex. All 5 of my accounts are now currently suspended...
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ezdoesit wrote: Sorry I am glad you cleared that up that it is Citibanks fault that the mail ...
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mister-endowed wrote: Lmaooo I can't believe someone is complaining about this. I would kill to...
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IrishPM wrote: I can empathize....I applied for and received a Chase United Airlines ExplorerCl...
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"1. Fico scoring needs to improve their algorithm's.   The simple fact that people who are in deb...
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2. People in debt, can have more debt, but people with no debt, can't have debt.     I definitel...
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ezdoesit wrote: Maybe I am confused but what is the big deal about getting these apps.   The pe...
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Veg325 wrote: I can understand your frustration. Similar thing happened to me with my regular ma...
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xerostatus wrote: Er, if you don't want prescreened offers, opt-out.   /thread Well, I ha...
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Wanderer wrote: Share your concerns. Citi and Commerce Bank (Missouri) were doing it to me. Also...
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ugh....so its not just Chase doing it...   Chase gave me the whole "dont worry, youre not respons...
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I had a Chase CC a couple years ago. When I asked for a CLI they would only increase it to $500 bec...
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When I did the transfer to get cash to buy a car Citibank got it thru really fast...I think we got ...
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my total available credit is about 3.5x our household income, the wifes available credit is about 2....
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