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For those of you that want a 800+ score , here are the guidelines: #1 Little or no debt #2 All ...
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No, terminating cell phone service will not affect your mortgage app. Getting new service could!
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NewBreed wrote: Hey all! I have a capital one secured card I've raised the limit to about 1500.....
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Added my daughter to a Cap One card and it showed up on her reports a few months later.
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IME a clear to close means nothing more will be required from the borrower to get the loan sent fro...
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Starting over 10 is correct but some lenders do ask for the latest paystub right before closing. P...
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Bottom line: If you can qualify for a shorter term (15 yr) mtg then by all means do it. This was ...
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Yes they do credit checks as well as background checks. I don't think the inquiry will cause any s...
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I see no problem in asking him about this subject. Several years back i would have had a problem w...
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There are many posts about apping for credit during the mortgage process. Having considerable expe...
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petarap wrote: @ecalmese: It has been said in this forums that people can't get their Experian ...
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As long as you stay in the "same line of work" you will have no problem with the qualifying process...
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You are either self employed or you are not. There are many ways for you mortgage lender to verify...
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LisaJ wrote: I found the exclusive offers to be accurate in my case. I was prequalified for 3 ...
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Sounds pretty normal to me. Your initial approval is always subject to a satisfactory appraisal. ...
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If you use the card it will report. If you don't use the card you run the risk of it being cancell...
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IME (in my experience). I am a mortgage banker so i have some experience here. I have been asked ...
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Your mortgage lender is required by law to give you a estimate of closing costs. The actual loan a...
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LS2982 wrote: tcbofade wrote: Talk to your mortgage broker. With scores in the high 600...
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