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I read somewhere that 60% of my 401K counts as savings.  What about savings bonds that in mine and ...
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this time, I'm asking them to delete the tradeline altogether and added that I am NOT "disputing" a...
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Saw my EX FAKO drop 10 points today and couldn't imagine why, so delved in.  Turns out, there is an...
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I had two accounts with HSBC, both closed, both up to 90 days late back in 2007/08, both had all la...
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I wouldn't limit the discussion to inquiries.  I detest the notion of "scoring" altogether as it is...
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I've had a Cap1 "platinum" card for 3 months now and it still isn't reporting to EQ? Reports just f...
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I apologize, but I do not have a clear picture of your situation.  You signed a modification?  Wher...
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I dropped mine, too.  I'm getting ready to drop SW as well as the updates have been spotty and I re...
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Thank you both.  This is why I love myFICO, all the smarty pants who share their wisdom!   I thin...
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Rebuilding, looking for a mortgage in 6 months.  I have 4 open, unsecured CCs: Cap1 Business ($750C...
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In my research, you will still have to count the marital home debt into your DTI.    Are you stil...
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Been weighing options, but read somewhere that FHA won't permit any mortgage lates in the previous ...
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I couldn't take it anymore. 0 point increase and I blew my freebie for that.  Oh well, at least I h...
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Still grousing over a 0 point gain from the IRS lien being removed, but it's time to move forward. ...
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I need a WEEPING smiley.  I bit the bullet and pulled the trigger on a full Equifax report from ...
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OK, folks it's been 6 days since the lien was removed.  It's been 13 days since my last SW update. ...
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Have a paid tax lien from 2008.  The letter of release I have shows that it was "cancelled".  When ...
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Still waiting. Patiently. I haven't had a SW update since 12/28?  Did I mention that I was patient?...
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I was successful with HSBC (2 accts), JCP, and Target (all had 30-60-90s).  NOT successful w/ Sears...
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