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Madcow4694 wrote: I have an underwater mortgage. I owe roughly $83K and my home is realisticall...
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93
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I'm considering shopping for a loan to see if I qualify. My FICO is high 600s. My question is, I ha...
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338
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3
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I never had any experience with them, but I would say be weary of the rate. I'm assuming they'll ha...
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oh and don't forget to do some hard negotiating on the car! Dont get overly excited over the loan t...
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maybe they use some type of auto enhanced version that does not take medical debts as a factor? Tak...
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192
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There are so many versions of FICO that unless the lender uses this version, they will never be the...
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I think you'll get approved for much better than 10% as well. Just my opinion.
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301
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10
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Yes, lenders will consider the new payment into the DTI. I think your DTI is fine, so paying off yo...
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I'm almost sure conditional w/ proof of income means: approved, we just want to make sure you make ...
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carmax probably, but you will get really ripped off with the interest rate. You will end up paying ...
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You will have multiple inquiries on your report, but yes it will only count as one for scoring purp...
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What was your credit score when you applied? Generally speaking, you should refinance anytime your ...
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99
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I don't think you will have trouble getting 5%. I think you'll be able to get around 3% actually. I...
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I think you stand a good chance. Of course nobody can be sure until you pull the trigger next year....
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avigeant83 wrote: I just received an alert with 5 inquiries with my car purchase, I was told th...
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Redissochi wrote: First off, I want to thank SamsungHDTV for his post for first time car buyers...
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armbenderc wrote: This is awesome reading since I now have the chase trifecta. enjoy it while...
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If I were you, I'd apply at your credit union first. Then allow the dealer to see if they can beat ...
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Also, I assumed your DTI is fine because you didn't mention.
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513
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In my opinion you should have no trouble getting approved and for 3% or better. Your utilization is...
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514
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