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Re: Will 0% credit card balance hurt my score? - ( ‎05-19-2013 10:02 AM ) Credit Cards I think that is my question exactly. I know that having a small balance on one card is optimal but ...	Slab	24	‎05-19-2013 10:33 AM by ztnjpv	0
Will 0% credit card balance hurt my score? - ( ‎05-18-2013 07:12 PM ) Credit Cards I have seven credit cards and I maintain 2% utilization and that is on one card. If I leave things ...	Slab	384	‎05-19-2013 10:33 AM by ztnjpv	13
How DTI is calculated - ( ‎05-11-2013 05:06 PM ) General Credit Topics Can you let me know what is the best debt to income percentage and what all goes into the debt colu...	Slab	198	‎05-13-2013 11:59 AM by Quips	4
Reported balance on more than one credit card - ( ‎05-11-2013 04:56 PM ) Credit Cards From what I gather, one should have only one card with less than 10% utilization of all cards total...	Slab	112	‎05-11-2013 04:59 PM by zerobacan	1
Re: Banker says I have too many credit cards - ( ‎05-11-2013 02:28 PM ) Credit Cards I appreciate all of the input and have realized that the bank that was so friendly and anxious to g...	Slab	154	‎05-11-2013 03:52 PM by enharu	0
Re: Banker says I have too many credit cards - ( ‎05-10-2013 05:10 PM ) Credit Cards Thanks to all of you. I am a member of a credit union and will go there. It is just sort of dishear...	Slab	593	‎05-11-2013 03:52 PM by enharu	3
Re: Banker says I have too many credit cards - ( ‎05-10-2013 04:08 PM ) Credit Cards My dti is 29%.	Slab	1291	‎05-11-2013 03:52 PM by enharu	1
Banker says I have too many credit cards - ( ‎05-10-2013 03:47 PM ) Credit Cards I recently applied to my bank for a recreational vehicle loan and it was approved. They had previou...	Slab	1358	‎05-11-2013 03:52 PM by enharu	29
Re: No mortgage, worse score - ( ‎04-22-2013 08:23 AM ) General Credit Topics I would like to thank all of you for your input, it gives me hope that I can reach my goal.	Slab	208	‎04-22-2013 08:23 AM by Slab	0
Re: No mortgage, worse score - ( ‎04-21-2013 07:33 PM ) General Credit Topics Thank you for the good news.	Slab	279	‎04-22-2013 08:23 AM by Slab	0
No mortgage, worse score - ( ‎04-21-2013 12:47 PM ) General Credit Topics I don't have a mortgage and don't plan on having one. Since a mortgage figures into the FICO score,...	Slab	341	‎04-22-2013 08:23 AM by Slab	8
You have many accounts that are in good standing - ( ‎04-09-2013 10:38 PM ) General Credit Topics Today, I checked both Equifax and Transunion and noticed something new on my Equifax credit report....	Slab	210	‎04-10-2013 08:36 PM by boomhower	2
Re: Paid off one of two Installments - ( ‎04-09-2013 10:22 PM ) General Credit Topics Thanks to everyone for your input. Equifax and Transunion have both gone up by 10 points but I real...	Slab	92	‎04-09-2013 10:22 PM by Slab	0
Paid off one of two Installments - ( ‎04-06-2013 10:21 AM ) General Credit Topics I had two installment accounts and I paid off one of them. I still have one installment (car paymen...	Slab	214	‎04-09-2013 10:22 PM by Slab	4
Re: Credit Card usage from 2% to 1% - ( ‎04-01-2013 06:47 PM ) Credit Cards I agree, one size does not fit all. Thanks a lot.	Slab	147	‎04-01-2013 09:00 PM by BrokaToe	0
Re: Credit Card usage from 2% to 1% - ( ‎04-01-2013 06:38 PM ) Credit Cards I think we have a consensus, don't mess around with 0 and 1%. I really appreciate all of you helpin...	Slab	165	‎04-01-2013 09:00 PM by BrokaToe	1
Re: Credit Card usage from 2% to 1% - ( ‎04-01-2013 05:45 PM ) Credit Cards I don't have any inside information. Everything was fine until I got down to 1% so, I will keep it ...	Slab	218	‎04-01-2013 09:00 PM by BrokaToe	10
Re: Credit Card usage from 2% to 1% - ( ‎04-01-2013 05:40 PM ) Credit Cards It seems 2% is the number and I thought my usage would round up but, they rounded down. Thanks for ...	Slab	226	‎04-01-2013 09:00 PM by BrokaToe	0
Re: Credit Card usage from 2% to 1% - ( ‎04-01-2013 04:59 PM ) Credit Cards I pulled it from Equifax Premier which I know is not FICO but it mirrors my FICO Equifax.	Slab	378	‎04-01-2013 09:00 PM by BrokaToe	17
Credit Card usage from 2% to 1% - ( ‎04-01-2013 03:05 PM ) Credit Cards I checked my credit today and noticed I had a 7 point drop. The only thing different was my credit ...	Slab	471	‎04-01-2013 09:00 PM by BrokaToe	27

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