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This is a topic with new unread messages
Once again, the myFICO forum is an invaluable resource for me! I just apped an hour ago and got the...
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I agree with the OP, my lender only requires gift funds to be seasoned.
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Probably not, but as is always said here, best to ask your lender.
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Yes, I believe that is correct. They are totalling the balances for all collections. If the total i...
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I was just pre-approved for an FHA loan on April 30th with 2 medical collections totalling $495, wh...
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Melissalynn - Most credit cards report the balance to the CRA's on the date the statement is cut, w...
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That sounds encouraging. I would wait for all the information to update and pull my own reports to ...
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My lender is not using the new guidelines either. I was just pre-approved on April 30th.
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Just a technicality, but the new FHA rules regarding collections are actuallyscheduled to go into e...
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The rate for an FHA loan is flat - one size fits all who qualify. Been asked dozens of times in diff...
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I take it you are NOT going FHA? Because with those scores, it's a good option, and your rate is th...
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Namvet, thanks so much for confirming. I am a person who likes to know what to expect. It was painf...
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I was pre-approved for an FHA loan Monday and we are electing to buy new construction from a local ...
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Sorry to be Debbie Downer. I am sure someone who knows more than I do will come along with positive ...
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I am not an expert, but I just read a thread yesterday addressing a similiar situation. I thought i...
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This is a topic with new unread messages
Congrats to you, too! My rate is the same...but the FHA max here is $271,050.
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Rangergirl - like you, I was terrified to apply. I was literally sick to my stomach and losing slee...
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Keep hope alive, firsttimemama. My starting score was in the low 500's - today the lender pulled a ...
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