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I know you may be invested in your current loan officer/broker, but I would look around for another...
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This is a read-only topic with new unread messages
We were approved but then it took 3 or so days to get the actual approval paper back from USDA befo...
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This is a read-only topic with new unread messages
Mississippi - 3 weeks. Went through it twice and 3 weeks both times. (Had to add repairs to loan.)
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This is a read-only topic with new unread messages
I know this post is about a month old, but I wanted to add what happened when we needed our repairs...
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This is a read-only topic with new unread messages
I don't know if this will make you feel better or worse, but I've been purchasing my home with USDA...
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I also am wondering about the $500 because my new home ($77,000) is $734 a month after note+taxes+i...
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I just went through the same thing. I had to use a Fannie Mae approved contractor though, but FHA s...
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Also, you have to bid through an authorized HUD agent - you cannot bid yourself. My local Remax had...
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From my experience, paying down your current credit cards will have the most significant (and timel...
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This is a read-only topic with new unread messages
I read under the FAQ on the rebuilding your credit forum that you should carry 1-9% on just one of ...
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This is a read-only topic with new unread messages
It is not a new construction but when I was searching for information about the flood zone requirem...
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This is a read-only topic with new unread messages
I can only help with the LOEs. I had to write them for any and every baddie on the credit report th...
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This is a read-only topic with new unread messages
My first rate was 4 something when I began, but when I locked in my rate it was 3.75%, so you will ...
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This is a read-only topic with new unread messages
Oh I forgot to mention - it is USDA. We could purchase it using FHA if it was within the flood plai...
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This is a read-only topic with new unread messages
Hey! Glad to see this post. I am currently purchasing a home in flood zone AE. We were told right a...
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This is a read-only topic with new unread messages
I agree about checking into your debt-to-income ratios or shopping around to other lenders (if it's...
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This is a read-only topic with new unread messages
Btw, purchase contracts expire. I was told that if ours was expired and we didn't sign a new one, t...
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This is a read-only topic with new unread messages
The only thing I would assume to do is get a letter from your mortgage company saying you were flat...
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This is a read-only topic with new unread messages
Nope. I tried for 6 months. Calls to WF, Equifax and many, many letters. I am just considering it a...
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This is a read-only topic with new unread messages
I'm paying mine directly to my lender just like I did my appraisal (she pays the appraiser.) Yours ...
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