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The prime banks look at your scores and history before deciding to give you credit. They generally ...
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When you have a high score, say over 750, negative items no matter how minor they might seem have a...
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BoA and Cap1 are notorious for inquiring with all 3 CRA before issuing new credit cars. You have 2 ...
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You will see a huge bump in your score if you pay down the credit card.   You still want to have ...
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You need to visit  the "Rebuilding Credit" forum here and learn how to do Pay for Deletes (PFD) and...
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You are probably getting a few nicks on your score that you are just unaware of.   1. For every c...
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I have been watching both my wife's and my scores like a hawk. They have been doing really well.  ...
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I think you are doing a great job helping him learn how to handle credit!   I would suggest letti...
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I think a lot of people are missing out on the benefits of having a few more cards. The OP is in hi...
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It all depends on how backed up the court docket is in the area that the home is in. It usually wil...
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Okay...Let me try and clarify this a bit.   Credit is ALWAYS a YMMV type of situation. There are ...
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I must have been writing my last response before I saw your report.   Wow! I mean WOW!!!   You ...
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Yes, you want to close the First Premier card. When lenders see that card on your report they think...
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To JMills,   This is what you want your credit profile to look like and the way you want to keep ...
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Answers to your questions:   1. It is best to use all your credit cards gently every month. You n...
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Yes, some people have reached over 800 without credit cards but the great majority of people that h...
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It's a tossup. Some people seem to think it helps, others, not so much. I'm in the camp that doesn'...
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Well, first off a 643 is not that great of a score. You want to be above 700 and preferably above 7...
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Wolf3 wrote: Siobhanmairead wrote: I am rebuilding and have been approved for a Credit One ...
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Don't do it! Yes, some lenders won't give you credit if you have sub-prime cards.   You only need...
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