Subject Author Kudos Views Latest Post Replies
This is a topic with new unread messages
There is absolutely nothing wrong with using your most recent income as reported to the IRS on your...
1 181 0
This is a popular topic with new unread messages
joshall wrote: I have also always asked this question.  Here is my take on all this:   (1) Sp...
0 582 27
This is a topic with new unread messages
finallypayingattention wrote: I'm approved for a loan from Lending Club that I'm going to use t...
0 593 0
This is a topic with new unread messages
Wow, I didn't realize so many of your cards are so close to their CLs. I might suggest paying all t...
0 673 0
This is a topic with new unread messages
NRB525 wrote: jamie123 wrote: ameliaD wrote: FICO * = new card / transfer balance   ...
0 240 0
This is a topic with new unread messages
finallypayingattention wrote: Pway wrote: WOW, it hurts my heart to see those balances.  Co...
0 761 5
This is a topic with new unread messages
With scores around 556 the two CCs are good enough for now.   Rebuilding credit as quickly as pos...
0 112 0
This is a topic with new unread messages
corymcd88 wrote: Are Lines of Credit scored the same way for new account and for ulit as with C...
0 284 0
This is a topic with new unread messages
The higher your starting score, the more points utilization has an effect.   You didn't mention h...
1 487 0
This is a topic with new unread messages
ameliaD wrote: FICO * = new card / transfer balance   Amex *         $2,000.00 /$1,133.40 B...
0 325 2
This is a topic with new unread messages
jbylake1 wrote: I really can't read a post with more "in the know" abbreiations, CL, ED, etc., ...
0 104 0
This is a topic with new unread messages
Vegas247 wrote: Are any of my cards prime cards??? All of your cards are prime. Do not disc...
1 893 1
This is a topic with new unread messages
CaveJohnson43 wrote: sccredit wrote: So AMEX Biz once all report?????? That's the plan!...
0 103 1
This is a topic with new unread messages
Nikol373 wrote: Any advice on the car? They told me the pull on my credit for the auto loan cam...
0 114 0
This is a topic with new unread messages
You are in a good place right now, my advice has'nt changed, just pay your bills and keep your UTI ...
0 404 4
This is a topic with new unread messages
STOP RIGHT NOW!   Do not mess with your credit right now. There really isn't anything that you co...
0 501 0
This is a topic with new unread messages
maxcli wrote: I listed my cards in my Sig. Hope this helps!   Capital one quicksilver $6500, ...
0 385 0
This is a topic with new unread messages
I think that you should call them and negotiate a PFD. Tell them you want to put this behind you an...
0 332 0
This is a topic with new unread messages
Yeah, like others have stated, watch your bank account. If they take your money you have been appro...
0 272 0
This is a topic with new unread messages
I would stop applying for credit until you have the mortgage if at all possible. Lenders don't like...
1 609 3
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.