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1. You need a minimum of 3 credit cards to be able to acheive the highest scores. There are a coupl...
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Any idea on how your ex-wife is handling this? Does she even know?   How credit savy was she and ...
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I've seen it time and time again on this forum. If you have an entirely clean report except for 1 m...
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CAPTOOL wrote: skimmie48 wrote: CAPTOOL wrote: skimmie48 wrote: CAPTOOL wrote: ...
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The scores on MyFICO only update when there is a triggering event.   Some triggering events would...
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Don't worry about CK's scores! CK scores are FAKO and nobody in the lending business uses them.   ...
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Even with adding 4 new cards your scores will recover pretty quickly. One year out you should be ve...
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You have really stellar credit on your own. I would add 2 cards and see what happens to your scores...
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In my opinion the only credit that should be shared by a husband and wife are auto loans and mortga...
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Yes, you would still benefit from the $500 installment loan because that would appear as an active ...
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You should investigate getting a 4 year $500 shared secured loan from Alliant Federal Credit Union....
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Be careful how often you press the button!   There was a poster on this forum complaining about h...
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The store cards are good for your situation. They will eventually drown your baddies with good mark...
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If you have a thin file that has a low AAoA adding the HPs and adding new credit have a much larger...
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A FICO score is a snapshot in time. Everytime your score is pulled they recalculate your score from...
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I made it to 350 once! But boy, you really have to work on it to get there!   Here's my story t...
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@MarineVietVet   I was just joking! (I actually thought it was pretty good!)   By the way Marin...
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Well, you better take really good care of that card or you will ruin your mother's credit too. (And...
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I don't have time to give a detailed response right now. (I have to get to work.) I can stop back l...
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With only FICO scoring in mind this is the best use of an auto loan:   Get the longest term possi...
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