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Our score is 677, we are going FHA. The unpaid collection is $4,5XX. This is the first lender we ha...
286 0
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Hello everyone,   I am so thankful for this forum - we have improved our scores by 100 and 150 po...
330 4
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Wow, thanks for all the quick responses! We make 48k in verifiable income, we do make some on the s...
308 0
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I know this isn't technically a credit question, but it does have to do with mortgage loans. I am c...
429 15
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Hello!   I have read on the forums that lenders are using your middle score, does that mean the l...
361 4
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Thanks so much for your response! If you don't mind me asking, when were the applications that didn...
386 0
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Hello!   My husband and I are hoping to apply for a mortgage this Spring. My scores are around 65...
431 4
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Hello!   I have a judgment on my reports from over 5 years ago. It was satisfied as soon as I kne...
136 1
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Thanks for all the great responses so far! I have a small income on the side, approximately $600 a ...
316 1
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My husband and I joined Navy Federal about 6 months ago. We have our checking and savings accounts ...
389 5
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I don't need a car right now, but my current car (we only have one) is having mechanical problems t...
630 0
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Would I have a shot applying with unpaid collections since they are older? I am negotiating with th...
803 3
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Hello!   I have been a member of Navy Federal for about 3 months. I am waiting on my direct depos...
837 5
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Thanks to everyone for your responses so far!   If I can't get it to be marked "paid in full" and...
415 4
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So my only option would be to just settle these and try to goodwill and have them removed after the...
470 6
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I have two collection accounts (AMEX and a CA). Both refuse to do any kind of PFD or goodwill adjus...
482 8
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Both my husband and I have had an account with them, and each time they were horrible. I understand...
305 1
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Hello everyone! I could really use some advice dealing with the AMEX Oasis / Optima card.   I hav...
339 1
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Hello everyone,   Last year, I was negotiating payments after me forebearance, and ACS continued ...
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Could you PM me too? I have an old judgment they never correctly changed as paid, even after a sign...
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