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Thanks! I just wasn't sure if sending a DV would do anything to stop them from serving me with pape...
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If I send a DV letter, does that also mean that they cannot file suit against me until they validat...
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If they do charge more than I authorize and I have a settlement letter from them for a different am...
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Yes, I can pay it in full if I really need to (like I said, on a credit card). I did find out that ...
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Yes, it's within SOL. Only for another 6 months. :(   Should I send them a DV?
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A family member called me today; they had 5 calls this morning from a Bertrand Management that was ...
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Our score is 677, we are going FHA. The unpaid collection is $4,5XX. This is the first lender we ha...
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Hello everyone,   I am so thankful for this forum - we have improved our scores by 100 and 150 po...
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Wow, thanks for all the quick responses! We make 48k in verifiable income, we do make some on the s...
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I know this isn't technically a credit question, but it does have to do with mortgage loans. I am c...
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Hello!   I have read on the forums that lenders are using your middle score, does that mean the l...
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Thanks so much for your response! If you don't mind me asking, when were the applications that didn...
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Hello!   My husband and I are hoping to apply for a mortgage this Spring. My scores are around 65...
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Hello!   I have a judgment on my reports from over 5 years ago. It was satisfied as soon as I kne...
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Thanks for all the great responses so far! I have a small income on the side, approximately $600 a ...
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My husband and I joined Navy Federal about 6 months ago. We have our checking and savings accounts ...
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I don't need a car right now, but my current car (we only have one) is having mechanical problems t...
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Would I have a shot applying with unpaid collections since they are older? I am negotiating with th...
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Hello!   I have been a member of Navy Federal for about 3 months. I am waiting on my direct depos...
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Thanks to everyone for your responses so far!   If I can't get it to be marked "paid in full" and...
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