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FHA requires no charge offs above $1000.00.   Every bank has its own standard...Because FHA says 10...
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By the way , we closed on 9-11, I am knee deep in home improvements , windows , tree removal. Etc et...
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Settle that second mortgage ASAP . You don't want to get to underwriting and then have to do it. Wha...
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CHASMITH is correct on the foreclosure.   Fair warning, I was 4 years Post foreclosure and still go...
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I just made it out of underwriting last night.    Take my advice and clear up that 2nd mortgage bef...
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I forgot to mention that I met all of the underwriters conditions , but they still wanted proof tha...
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So My story goes like this:        Contract signed on june 15th.  FHA  3.5 %  down, Foreclosure wa...
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212000  minus the down payment is 204850  Im assuming.    The offer on the house was 200,000.  Add ...
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origination charge: 3,710.80 appraisal fee            450.00      { i paid for my appraisal out of...
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Helli everyone, I just received my GFE last week , my FHA loan is for 204850, 200,000 sale price , 1...
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Keep in mind that every lender has their own set of rules......FHA is only the insurer.  Depending ...
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Still a lot of people asking this question, maybe we should keep this thread active?
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December would be fine for a NORMAL sale....Short Sales are unpredictable and tend to take forever ...
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If Im not mistaken, charge offs with a balance of 1000 dollars or more are being scrutinized only.
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Good to know! Did you apply using 2 different brokers? Or did you just go to 2 different banks on yo...
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Thank you, I guess I better take a month off from house hunting until this gets settled. Did you fin...
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My tale of woe.......Foreclosure in 07  with charge offs.....  Settled most of my charge offs but h...
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