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I agree with what others said , it depends alot on the AGE and AMOUNT of the debt   My issues wer...
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another update :)   Under 600 when I started to lurk on this site..score around 622 when I starte...
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This may not be the answer you want to hear but my stradegy throughout my journey was to not argue ...
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This is a topic with new unread messages
They just started calling me , Ive gotten nothing in the mail but they may have an old address.   ...
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First step in my opinion is find a mortgage person.   Min score can differ from Bank to Bank and ...
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This is a topic with new unread messages
I was around 660 when I first started exploring getting a mortgage ..ended up waiting almost a year...
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This is a topic with new unread messages
I also wanted to mention, that I started monitoring using scorewatch around the 622 mark..My score ...
351 1
This is a topic with new unread messages
Hi, I had much luck with goodwill letters. Best advice I got was to KEEP trying! Just because one p...
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This is a popular topic with new unread messages
Hey everyone, just an update that will hopefully provide encouragement for any newbies reading (rea...
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This is a popular topic with new unread messages
Judgement from 2007 , am about to settle.   Am trying to negotiate for them to vacate it but Im n...
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Update :   I sent the collection agency an email yesterday - they never responded..   I called ...
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HDrider...That doesnt seem bad at all to me! I have started working with a mortgage company..lookin...
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 hdrider07  , thank you so much for the tip!   Can you tell me what $ I should offer for the f...
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Would it be beneficial to contact the credit agencies directly with the copies of the letter?
232 3
This is a topic with new unread messages
Yes, The accounts were paid - first notice I ever got from them I immediatley made payment..  when...
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This is a topic with new unread messages
Consider yourselves VERY lucky , AFNI is the WORST CA Ive had to deal with, it seems if they cant v...
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This is a topic with new unread messages
Only 3 collection accounts listed on my most recent score power report I pulled yesterday. (yes "on...
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This is a topic with new unread messages
I have been working on my credit for a year .. the only black mark left is a judgement from capital...
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This is a topic with new unread messages
I had the card for about 9 months and tried - they wouldnt unsecure    I tried after 13 months - ...
517 1
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jllunas wrote: Good point. I never thought about that. I will give them a call tonight when i g...
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