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Used this forum to rebuild credit and huy a home.   2.5 years and one terrible end to a relations...
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*Agree with other poster   First thing I learned (that didnt make any sense) Paying a collection ...
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Like you may be thinking now, I thought my problems were insurmountable.   Couldnt even get a cel...
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Thank you! Buying my first home was the goal and its only been a week since closing Im still flying...
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I started my rebuild process with show mastercard $1000 Orchard Bank $500   then got Cap one $...
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  We just closed on 8/2 USDA loan in PA. From what I gather when USDA denies after bank underwrite...
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Congrats on your upcoming munchkin! Im going to stop complaining now ;) I cant even imagine going t...
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haha problem is whatever their website says or a rep says , is not going to assure me ;)   The pr...
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ME!!!   Nervous wreck right now.   My myfico journey has all been leading up to this point - cr...
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anyone currently in the process of USDA in PA , or recently close?   Curious what the USDA turn a...
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I think what he meant was - whatever your balances are when your credit was pulled for approval , y...
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I dont intend to..BUT I am curious why.   My lender assured me my credit would not be pulled agai...
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wow that seems crazy! I will keep my fingers crossed for you :)   I am in PA, Our loan rate lock ...
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Same boat here. Completed all work with the lender..got our committment in plenty of time. Now it s...
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I agree with what others said , it depends alot on the AGE and AMOUNT of the debt   My issues wer...
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another update :)   Under 600 when I started to lurk on this site..score around 622 when I starte...
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This may not be the answer you want to hear but my stradegy throughout my journey was to not argue ...
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They just started calling me , Ive gotten nothing in the mail but they may have an old address.   ...
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First step in my opinion is find a mortgage person.   Min score can differ from Bank to Bank and ...
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I was around 660 when I first started exploring getting a mortgage ..ended up waiting almost a year...
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