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I had to deal with this all the time a while back... my only CC had a $500 limit, and I would frequ...
| 440 | 0 | ||
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I know some banks will do a mid-cycle report to the CRAs if you ask them to. Otherwise, you can us...
| 271 | 3 | ||
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If you're looking to get a mortgage in the next few months, you should probably hold off on applyin...
| 201 | 0 | ||
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Old and busted: hologram on the front New hotness: hologram on the magnetic stripe I rememb...
| 534 | 0 | ||
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I'm not sure who they pulled; it didn't say anywhere on my application or approval who they pulled ...
| 935 | 0 | ||
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I've been planning to apply for a Citi card for a while now. They've been sending me apps for the ...
| 959 | 11 | ||
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I am in the same boat as you. I've got lates on my CR from 2011 and before, and all I can do is wa...
| 156 | 2 | ||
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I'm in the same boat you are. The only derogs on my CR are lates on my SLs: 2 with ACS/PHEAA (120+...
| 142 | 1 | ||
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How long have you been with TD bank? Do you have a good history with them? Do you keep a reasonab...
| 255 | 17 | ||
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General advice: the finance guys at auto dealerships are generally pretty sleazy and shouldn't be t...
| 422 | 3 | ||
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I've received a couple mail offers for this card in the past month or so, too. Based on my current...
| 272 | 3 | ||
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I just went through this last month. Removing the TL gave my score a nice bump from 621 to 649.
| 405 | 0 | ||
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Congrats on the Amex Green; that's a great card to get. Chase, Citi, and Discover are all prim...
| 597 | 25 | ||
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I'm up from $500 to $1,000! I initially made the request last week (discussed here); they did a so...
| 489 | 2 | ||
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I have a very similar profile to yours. I have two CCs myself (a $500 Discover More that I've had ...
| 429 | 0 | ||
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I know Chase is very willing to delete old CC TLs on request (I had one deleted myself last month),...
| 318 | 1 | ||
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Does anyone have actual experience getting another card with Amex after a year or two with Zync (pa...
| 331 | 5 | ||
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Yeah I've been doing some research about Amex in the forums; I've seen stories from people with 9+ ...
| 839 | 5 | ||
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I want to buy a house in the next couple years. Before coming on here, I knew my credit was not gr...
| 153 | 4 | ||
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Amex member date is 2006. Oldest account is my Discover from early 2001. AAoA is 5 years, so the ...
| 324 | 2 |

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