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I guess this is one more sign that my credit is back in respectable shape. Got a preapproval for a B...
152 2
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A lot of the bigger regional banks offer CCs, but generally only to customers with deposit accounts....
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They're probably just confused about why a person with a FICO over 700 would be applying for a crapp...
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OK. Are you in school part time/full time? Do you have any other constraints on your time? Also, do ...
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You definitely came to the right place for advice; most of us on here have had to figure out at leas...
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Well, utilization is a flexible thing. Yes, your scores will take a hit when balances report, but th...
644 6
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Amtrak Guest Rewards points are pretty useless--and this is coming from someone who rode Amtrak eno...
180 1
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I have always been stuck in the basement with Discover, though I've started making an effort to get ...
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This question would probably get a better response in the Rebuilding Your Credit section of the boar...
320 3
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If you're a student, just about all the big banks (including Discover) will either have relaxed sta...
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Honestly, the Zync has (or had) everything I want: a charge card with awesome rewards and a low ann...
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664 is too low for a BCE, but is borderline for a green/gold; you might want to give that a try if y...
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I've had my Discover through thick and thin for the past 12 years, and it still has plenty of charm ...
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For credit building/scoring purproses, I don't think there's any benefit to having more than 3 or 4...
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My new PRG that opened in January and cut 1/25 hasn't reported yet either.  But, I'm in no rush.
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Is $25 a year low enough to convince me to keep an ultra-rare Amex account open, even though I am a...
626 7
This is a topic with new unread messages
I think your fears are overblown.  Amex knows what they're doing.  They're not going to FR you unle...
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This is a topic with new unread messages
NOOOOOOOO!!!!!!!! Since I added the PRG, the Zync is only good for 2 things: 1. The Restaurant an...
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This is a topic with new unread messages
I think the answer is that the utilization factor of your FICO score only considers present balances...
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Congrats on the positive feeback, and good job saying no to that ridiculous fee!  Sounds like you'r...
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