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I vote say nothing. If it does come up just say you had no clue about it because it was so long ago...
392 8
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Well with a 570 FICO score there has to be some other negative things going on that with fixing wou...
296 0
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It may  provide some protections against the CRAs selling your information to CAs based on certain ...
436 0
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I would assume it is from your Equifax report?  I will PM you a link that may explain what could be...
59 0
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Few things come to mind. 1) Is it past the SoL in your state?   2) Is this card counting against...
129 2
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I still have a collection 6 1/2 years old.  Two paid CO that are 6 1/2 years old and one CO that is...
222 0
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I was curious about how much money I will need in my bank account before I try to close. " Lets ass...
253 2
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Most lenders use a TU 04 scoring model vs the TU 98 model sold here. So scores can vary either dire...
226 0
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If you call Cap One they will flat out tell you that they legally can post the remaining balance of...
105 1
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 I assume you are talking about  "Hard Pulls"? After six months they will hurt your score a little ...
152 1
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In your original post you said you called and cancelled during the 30 day risk free period correct?...
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I can almost guarantee that when you start the mortgage process you will have to have the dispute c...
282 0
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I assume the $340 is for equipment? If you called within the 30 day time period to cancel you shoul...
412 3
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aurelie00 wrote: Hello all,   I was disappointed in the quick sharpness of the email that I...
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Is the OC still reporting? If they are is it showing a zero balance with them? Try to find your Do...
137 1
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 I would see no reason why it would have any effect with the UW. If they already knew about it and ...
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I personally have not done it that way however my friend opted back in the same way he opted out. W...
98 0
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I have seen some people take over 100 point dive from a new collection. Lots of other factors could...
160 0
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Are you sure the fraud alert is gone? If so you can just opt back in. Should be updated in a few we...
166 0
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Hard to say how much it may go down. I at one point had 9 positive accounts deleted from EQ. Finall...
106 1

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