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Hello everyone, I have good news for myself.  I started out a year ago with the capital one secured...
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  Here is a link to an article that I found on credit utilization and score:   http://www.credit...
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Can you please explain what you mean.  " 08-10-2012 I paid $800 via mobile banking.  this way I kee...
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IF Capital One gave you an increase and never asks -- you are heading the right direction.  Their h...
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  great.  keep savings $100/month towards the CD line and $100/month towards rainy day fund.  
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  Yes.  what increases your score is the "utilization" ratio.  this means your (card balance / cre...
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Hello,      Howdy, credit card review -- what do they look for?  I have a Capital One Card and t...
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  There seems to be lots of acronyms in use on this site.  Some of us are not "tweeters" and don't...
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      Hi, I am rebuilding my credit.  I currently have a debit card (no credit value) and a majo...
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    My advice to new Capital One account holders is to this sequence to avoid the pitfalls I expe...
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  has anyone just considered just paying cash for everything?  I feel like I am in a cat and mouse...
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  is this card secured or unsecured?  if secured, just deposit $100/month into the account and sho...
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  I just know that Cap1 and other banks have tightened their belts.  When I had 750 credit score, ...
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  authorized user use to not effect the regular user -- however to my knowledge things have change...
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howdy, saw earlier post and didn't have time to respond -- work duties.     you have the right id...
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Hi, you are on the right track.   my suggestion is to charge to the limit of the card or what you c...
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  howdy, if I am reading correctly, you have 2 secured cards?  One with $600 credit line and the o...
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Howdy, my suggestion is to add the deposit money just to increase your line of credit.  this makes ...
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Credit Utilization Chart   > 01% - 14% -- excellent  > 15% - 19% -- good > 20% - 24% -- fair >...
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hi, according to the FHA PDF, is after 6 months of the bad APR, the rate is suppose to return to re...
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