Subject Author Kudos Views Latest Post Replies
This is a read-only topic with new unread messages
Hello everyone, I have good news for myself.  I started out a year ago with the capital one secured...
0 384 1
This is a topic with new unread messages
  Here is a link to an article that I found on credit utilization and score:   http://www.credit...
0 1777 2
This is a read-only topic with new unread messages
Can you please explain what you mean.  " 08-10-2012 I paid $800 via mobile banking.  this way I kee...
0 560 0
This is a read-only topic with new unread messages
IF Capital One gave you an increase and never asks -- you are heading the right direction.  Their h...
0 564 0
This is a read-only topic with new unread messages
  great.  keep savings $100/month towards the CD line and $100/month towards rainy day fund.  
0 845 1
This is a topic with new unread messages
  Yes.  what increases your score is the "utilization" ratio.  this means your (card balance / cre...
0 949 0
This is a topic with new unread messages
Hello,      Howdy, credit card review -- what do they look for?  I have a Capital One Card and t...
0 1068 1
This is a read-only topic with new unread messages
  There seems to be lots of acronyms in use on this site.  Some of us are not "tweeters" and don't...
0 567 1
This is a read-only topic with new unread messages
      Hi, I am rebuilding my credit.  I currently have a debit card (no credit value) and a majo...
0 498 2
This is a read-only topic with new unread messages
    My advice to new Capital One account holders is to this sequence to avoid the pitfalls I expe...
0 16931 4
This is a popular read-only topic with new unread messages
  has anyone just considered just paying cash for everything?  I feel like I am in a cat and mouse...
0 878 15
This is a read-only topic with new unread messages
  is this card secured or unsecured?  if secured, just deposit $100/month into the account and sho...
0 964 0
This is a read-only topic with new unread messages
  I just know that Cap1 and other banks have tightened their belts.  When I had 750 credit score, ...
0 965 0
This is a read-only topic with new unread messages
  authorized user use to not effect the regular user -- however to my knowledge things have change...
0 969 0
This is a read-only topic with new unread messages
howdy, saw earlier post and didn't have time to respond -- work duties.     you have the right id...
0 1027 0
This is a read-only topic with new unread messages
Hi, you are on the right track.   my suggestion is to charge to the limit of the card or what you c...
0 388 0
This is a read-only topic with new unread messages
  howdy, if I am reading correctly, you have 2 secured cards?  One with $600 credit line and the o...
0 1757 0
This is a read-only topic with new unread messages
Howdy, my suggestion is to add the deposit money just to increase your line of credit.  this makes ...
0 1810 9
This is a read-only topic with new unread messages
Credit Utilization Chart   > 01% - 14% -- excellent  > 15% - 19% -- good > 20% - 24% -- fair >...
0 1231 7
This is a topic with new unread messages
hi, according to the FHA PDF, is after 6 months of the bad APR, the rate is suppose to return to re...
0 8079 0
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.