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This is driving me NUTS>@!!  I chose a secured card to start rebuilding my credit.  It reports to a...
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Ok so i stopped by the university today, and they say NO, no payment plan.  Its in collections now ...
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Way back in 2005, i didnt go to all my classes,  loans were returned to the feds by the school.  Th...
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Whew!  Thank you everyone for your posts.  To reiterate, it is NOT a loan, it is a debt owed specif...
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I just got off the phone with a guy from WP, for a college debt from 2005. He tried to tell me that...
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  The debt originated as a federal loan.   When federal loan s are unearned, such as in my case.  T...
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In this case the OC is the CA.  They kept it in house the entire time. 
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  Back in 2005, i failed to go to all my classes, and the loans were deemed unearned.  My fault, i ...
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In 2006 i had a credit card 1st delinquency Aug 2006 with the 30 , 60, 90, following with the charg...
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 Heres the part thats weird to me.  THey are saying they cannot begin an investigation without more...
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Hey yall,, MCM sends me requests for more info instead of processing online disputes.  I know enoug...
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Thats a shame they verified, it would have been a lot easier of course if they hadnt.  But it doesn...
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And yes, when you send  a timely dv and they tell you they need more info it is typical bullpucky f...
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Midland is a notorious bully.   They will walk all over you if you dont stand up to them.  It looks...
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Heres a great article on the dispute process, http://www.creditcards.com/credit-card-news/credit_r...
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Midland funding is a cheating lying, robosigning bully.:)  Fyi.   Im in the same situation,  an old...
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Midland is a shameless scoundrel,  they place footloose and fancy free with the law.   They are a f...
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Scott,  the funny thing is.  They offered to delete when i had it in small claims court. In exchang...
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RIght now mm suing mcm in federal court.  As we are beginning to go into discovery my lawyer emails...
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Actually it hasnt messed up my cash flow at all. I am the plaintiff, so i was able to hire an attor...
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