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GW them to death! One 30 day late from over two years ago, I don't think is hurting your score that...
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@  acevesf Thats a short story! Lol. "Util - 43% - we recently bought some new appliances" ...
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Buy if you can, if you can't, save up and BUY! Lol..   Would REALLY depend on your personal inter...
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I guess where you all are located should have also been apart of my original question. I live in Al...
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Cap 1 is no longer of interest! Lol.. Thought they only pulled Experian and Transunion for me when ...
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Hello All,   I would like to know which CCs only pull Experian and/ or Transunion? Why? Because m...
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Ok so I am down to ONE collection! Started with +10 earlier in year! Best part is that I have not h...
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Oh my, definitely will be in prayer for you all. Have you considered reconciling?    
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I actually have 2 FP cards, and agree that they are generally expensive to have, but I personally h...
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I wouldn't get too excited about that Discover preapproval. They also "matched" me with the Discove...
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Congrats! It is apparent that your excitement to be rid of them has spilled out in your post! Haha!...
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How long have you had your current cards?   I do know that as mentioned Citi is considered prime ...
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Hello All,   I have become very good at obtaining contact info for creditors and collection agenc...
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Good job! I too went from a lot to a little within a few months. Down to 2 now! Infamous CMI Group ...
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CMI Group is killing me too! Geez these guys are tough. I won't stop though. I have a similar file ...
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Great thread man! I too am looking for another bank as well. My local credit union is not very frie...
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Very well stated everyone! Thanks for the clarification! I knew they were not scored as FICOs are, ...
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