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No 2 profiles are the same, Util, total amount of available credit, AAoA, recent inquiries, income ...
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143
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1
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I'd like to think that it doesn't matter in the big picture, after all you are punished if you have...
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316
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2
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I have 8 INQs(and 7 new accounts) since OCT '12, accidentally let 2 cards report a high balance wit...
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455
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0
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Start with Walmart (no damage to scores as it is a SP). I have had my card since oct 27 and have ha...
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212
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4
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Credit report (not score) is part of the money talk before actually commiting to a serious relation...
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287
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0
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It is important, on par with the 'money talk'. Strangely enough, from what I've seen, this rarely t...
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591
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0
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Since you already have 5.5k unsecured credit it makes no sense to get secured lines. As other have ...
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90
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1
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So I've read various things online about banks dubbing certain customers as "rate surfers" and cutt...
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511
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3
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I applied for my card on Oct 2012 and got approved for $1k. Called on December and asked for $1.5k ...
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362
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0
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Pay it down to 1-9% and let the statement cut, then pay in full. Don't let 92% util report because ...
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206
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0
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1) If I had a need/use for the cards I would do the same thing .Every card needs to have a purpose ...
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229
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0
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If you wait for it to report your AAoA will go down, possibly lowering your score. If you are going...
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216
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1
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If you don't need this car right away I would save up (you already said you could). Don't go buildi...
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207
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0
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There are a lot of things consumers 'should' know before making any decisions. This applies to ever...
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266
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0
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For CLI you can do over the phone = HP. Can also request on the website, but it is another HP. I as...
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205
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0
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What's the point of debit cards? convenience replace cash in hand safety Credit cards (same ...
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378
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0
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I seem to have trouble with getting approved for US bank cards due to living in PR and the way addr...
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117
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0
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I'm up 8 points from 675. Sitting at 683. Util is high (50%) on WM card, and 20% on another card so...
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273
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1
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The % isn't set in stone and it is only a suggestion, other things must be taken into account befor...
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353
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0
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It may be too late since you said the statement cut was on the 31st, but I would of paid off the PS...
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382
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1
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