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I had some 120 day lates from 2009 and we closed with no problems. It never came up, I assume, beca...
| 161 | 6 | ||
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I have 8 different loans with Sallie Mae. 5 unsubsidized and 3 subsidized. I got the first one in 2...
| 55 | 1 | ||
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Everytime I had my score pulled getting ready for the mortgage app, the lender pull matched exactly...
| 137 | 2 | ||
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I'm pretty sure that no late payments within the last 12 months is a requirement of an FHA loan. I ...
| 335 | 1 | ||
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That is exactly what they told me. I put my loans in repayment, made a payment, closed on the house,...
| 397 | 13 | ||
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Our broker would not do the loan while my student loans were on forbearance. I had to put them in r...
| 436 | 4 | ||
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Our closing date was set in the original purchase agreement we signed. We signed on September 18th,...
| 267 | 0 | ||
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We closed at 10:30am and I didn't receive my HUD until 8:30 that morning. We weren't delayed but it...
| 653 | 2 | ||
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My mortgage broker got the clear to close a full 24 hours before he told me. He emailed my realtor ...
| 297 | 0 | ||
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Just FYI, the 10% penalty is waived if you are using the IRA withdrawal to purchase your first home...
| 343 | 0 | ||
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I made my first mortgage payment on the 1st. It felt really great even though I was giving up $1,50...
| 296 | 2 | ||
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We actually lived with my parents before we bought our house and they didn't have a problem with th...
| 532 | 2 | ||
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We lived with my parents for 22 months before we bought our house. I asked my mortgage broker about...
| 295 | 0 | ||
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I was at 645 with Experian when I was approved for $1,500 credit line. I've only had it about 6 wee...
| 777 | 0 | ||
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The general rule of thumb that we tell our clients is that if you have more than five years remaini...
| 175 | 0 | ||
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I had some 120 day lates on mine and they never even asked about them. They were about 18 months pr...
| 338 | 0 | ||
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Don't put the loans in forbearance. It was a big issue with my mortgage. I had to take my loans out...
| 508 | 2 | ||
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If you are doing an FHA loan, you are required to continue paying the PMI for 5 years or until your...
| 534 | 4 | ||
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I had an AMEX that was charged off 8 years ago but I PIF over 7 years ago. Not sure exactly when. W...
| 394 | 2 | ||
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Is the program to pay half your payment every two weeks a good idea? Has anyone done this? I just g...
| 410 | 4 |

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